Ever dreamt of exploring historic castles, strolling through vibrant markets, or maybe even getting a world-class education in the UK?
Before you start planning your move, you’re probably wondering: what is the cost of living in the UK?
Excel in IELTS with India’s Top Online Coaching
Leap has helped more than 1 Lakh students achieve 7+ IELTS band.
The answer depends on various factors, including your lifestyle and location. The UK offers a high quality of life, but the cost can vary significantly depending on where you choose to live.
As an international student living in the UK, you can expect to spend around INR 87K (£812) without rent. The cost of living in the UK with rent is INR 2.95L (£2.7K).
If you compare this with the cost of living in the US, you will find that the UK is 9.8% cheaper.
This guide will help you understand the living expenses in the UK – transportation costs, entertainment options, and tips on stretching your budget.
By the end, you’ll have a clear picture of the average cost of living in the UK, with maybe even some extra pounds left over for a weekend trip to Scotland. Have a look!
Key Highlights
Here is an overview of everything you will learn about the cost of living in the UK in this blog.
| Highlight | Details |
| Cost of Living in the UK Per Month | INR 87K (£812) |
| Monthly Cost of Living in the UK With Rent | INR 2.95L (£2.7K) |
| Monthly Accommodation Cost in the UK | INR 92K to 1.15L (£854 to £1K) |
| Average Food Expenses | INR 11K (£100) |
| Transportation Expenses | INR 7.5K (£70) |
| Top Universities in the UK | Imperial College London University of Oxford University of Cambridge |
| Major Scholarships in the UK | Commonwealth Masters Scholarships The Chevening Scholarships Cambridge Masters Scholarships |
| High-Paying Jobs in the UK | Anaesthesiologist Tax Director IT Director |
Please Note: The INR conversions throughout the blog are subject to change based on the currency conversion charges.
Why Choose the UK?
Did you know that the UK will need approximately 2,50,000 skilled workers by 2030? This growing demand for talent highlights one of many reasons why the UK is a compelling study destination for international students.
The country also has a number of benefits that make it an attractive option for students from around the world.
Here’s why you should choose the UK.
- World-Class Education
The UK is home to some of the world’s most prestigious universities, including the University of Oxford, the University of Cambridge, and Imperial College London. According to the QS World University Rankings 2025, the UK has four universities in the global top ten.
- Diverse Range of Courses
With over 50,000 courses in more than 25 subject areas, UK universities offer a diverse range of programs. Whether you’re interested in engineering, arts, business, or science, you’ll find a course that suits your interests and career aspirations.
- Shorter Course Duration
UK undergraduate programs typically last three years, and postgraduate programs can be completed in one year.
- Financial Support and Quality of life
The UK offers numerous scholarships, grants, and bursaries, such as the Chevening Scholarships and Commonwealth Scholarships, to international students.
Moreover, the UK has a high quality of life, ranking 26th in the world, with access to excellent healthcare, public services, and vibrant cities.
Now that you’re convinced about the opportunities, take a look at how much life in the UK is going to cost you.
Excel in IELTS with India’s Top Online Coaching
Leap has helped more than 1 Lakh students achieve 7+ IELTS band.
Cost of Living in the UK for Indian Students
From iconic landmarks like Big Ben and the Tower of London to the beautiful countryside and busy cities, the country offers a unique blend of tradition and modernity. But before you start planning your move, it’s crucial to understand the cost of living in the UK.
Here’s an overview of the cost of living in the UK per month.
| Particulars | Average Cost of Living in the UK Per Month |
| Accommodation Cost in the UK | INR 92K to 1.15L (£854 to £1K) |
| Food | INR 11K (£100) |
| Transportation | INR 7.5K (£70) |
| Utilities | INR 30K (£280) |
| Miscellaneous | INR 11K (£100) |
Average Rent that Goes Towards the Cost of Living in the UK
One of the biggest factors affecting your budget will be accommodation. Studying in the UK means you’ll need to find comfortable and affordable places to live, whether it’s in student halls or private rentals.
Here’s a quick overview of the average accommodation cost in the UK.
| Type of Accommodation | Monthly Cost of Accommodation |
| University Dormitory | INR 30K to INR 77K (£280 to £720) |
| Private Apartment | INR 92K to 1.15L (£854 to £1K) |
Explore all countries
Cost of Food in the UK
The country is a paradise for students, offering a mix of history, culture, and world-class education without necessarily breaking the bank. Whether you’re exploring iconic landmarks, enjoying the vibrant nightlife, or simply shopping for groceries, understanding the cost of living in the UK is crucial.
Supermarket chains like Tesco, Sainsbury’s, and Asda offer great deals on everyday essentials, and many even have loyalty programs that help you save more. Local markets are also fantastic for fresh, seasonal produce at affordable prices.
Here’s a quick overview of the average cost of food in the UK.
| Item | Estimated Cost |
| Milk (1 litre) | INR 133 (£1.24) |
| Eggs (12) | INR 316 (£2.94) |
| Loaf of Bread | INR 130 (£1.21) |
| Rice (1 kg) | INR 171 (£1.59) |
| Potatoes (1 kg) | INR 120 (£1.12) |
| Mineral Water (1.5 l) | INR 115 (£1.07) |
| Chicken (1 kg) | INR 707 (£6.58) |
Transportation Cost in the UK
Getting around the UK is pretty easy and affordable. Public transport like buses, trains, and trams are common, especially in cities. You can buy single tickets or save money with travel cards or monthly passes.
Students often get discounts, too. If you prefer, there are also ride-hailing apps like Uber and Bolt available. Overall, transportation costs depend on where you go and how often you travel.
Here’s a quick overview of average monthly transportation in the UK.
| Mode of Transport | Estimated Monthly Cost |
| Public Transport | INR 7.5K (£70) |
| Taxi | INR 133 (£1.24) Per 1km |
Also Read: How to Get Admission in UK Universities for Indian Students
Cost of Living in London for Indian Students
London, England’s lively capital, is a city filled with history, culture, and endless attractions. While it’s a fantastic place to visit, it’s important to be aware that living here comes with a slightly hefty price tag. As the 8th most expensive city in the world, you’ll need a big budget to cover the cost of living, including rent, food, transportation, and entertainment.
Here’s a quick overview of the average cost of living in London.
| Particulars | Average Monthly Cost of Living in London |
| Accommodation | INR 1.68L (£1.5K) |
| Groceries | INR 25K (£235) |
| Health Insurance | INR 9K (£85) |
| Transportation | INR 16K (£156) |
| Miscellaneous | INR 13K (£124) |
UK Student Visa Cost
The UK has an 86% visa acceptance rate, making it a popular choice for international students. With a good idea of the cost of living in the UK, it’s time to know about the cost of a student visa. You will need to pay a couple of fees like a visa application fee and a healthcare surcharge fee.
Both fees add up. Hence, it is important to add them to your overall budget. You should also check with the UK embassy as these costs are subject to change.
Here’s an overview of the types of visa costs and processing time.
| Particulars | Estimated Processing Time | Cost |
| Study Visa | Three Weeks | INR 52K (£490) |
| Healthcare Surcharge* | Three Weeks | INR 83K (£776) |
*Healthcare Surcharge is a fee paid by most people applying for a UK visa that allows you to access free healthcare through the National Health Service (NHS) during your stay.
Cost of Living in the UK vs the World
The UK has 33 UNESCO World Heritage sites, making it a culturally rich study destination. Understanding living costs is essential when planning your studies abroad. Compared to other major study hubs, the UK offers a balanced cost of living.
Here is a quick comparison between the cost of living in the UK and different countries.
| Countries | Average Monthly Cost of Living Without Rent |
| UK | INR 87K (£812) |
| USA | INR 1L ($1.2K) |
| Canada | INR 91K (C$1.5K) |
| Australia | INR 87K (AUD 1.6K) |
| Ireland | INR 90K (€990) |
Cost of Studying at Top Universities in the UK
With over 116K Indian students choosing the UK for higher studies in 2024, it’s clear why the country is a top destination. The UK is world-renowned for its high-quality education, but it’s no secret that studying at a top British university comes with a price tag.
The cost of your degree will depend on the university, the course you choose, and whether you’re studying for an undergraduate or postgraduate qualification.
Remember, while the cost of studying in the UK might be higher than that in India, the qualifications you earn can open doors to exciting career opportunities worldwide.
Here’s a list of the top 5 universities in the UK for Indian students, alongside their tuition fees.
| University Name | QS World Ranking 2025 | Annual Tuition Fees |
| Imperial College London | 2 | INR 40L to INR 57L (£37K to £53K) |
| University of Oxford | 3 | INR 40L to INR 52L (£33K to £48K) |
| University of Cambridge | 5 | INR 35L (€39K) |
| UCL | 9 | INR 40L (£37K) |
| The University of Edinburgh | 27 | INR 16L to INR 31L (£15K to £29K) |
Scholarships to Reduce the Cost of Living in the UK
While the UK is known for being expensive, compared to other Western countries like Luxembourg (7.4% expensive), Singapore (35% expensive) and Switzerland (77.8% expensive), it is a tad cheaper for Indian students.
Scholarships can significantly reduce the cost of living in the UK, making your academic journey much more affordable. These financial aids can cover not just your tuition fees but also contribute to your monthly living expenses.
Here’s a list of major scholarships available for Indian students.
| Scholarship Programme | Offered By | Benefits |
| Commonwealth Masters Scholarships | The Commonwealth Scholarship Commission (CSC) | Full tuition fees |
| The Chevening Scholarships | The British Foreign and Commonwealth Office | Full tuition fees |
| Cambridge Masters Scholarships | The University of Cambridge | £12K (INR 13L) |
Once you’ve secured your scholarship, the next step is to manage your day-to-day expenses effectively.
How to Reduce the Average Cost of Living in the UK?
The UK is considered one of the world’s safest countries, ranking 37th globally and placing it in the top 25%. In this section, you will find many ways to reduce the average cost of living in the UK and make your stay in the country as enjoyable and financially manageable as possible.
Here are a few tips that you can follow to reduce the cost of living in the UK.
- Scholarships and Grants: Many UK universities offer scholarships that can cover tuition fees and sometimes living expenses. Look into options like the Chevening Scholarships, Commonwealth Scholarships, and university-specific grants.
If you’re involved in research, many institutions, such as the University of Edinburgh, provide grants to support your work, which can help offset living costs.
- Accommodation: University dorms can be cheaper than private rentals. Alternatively, consider shared housing or student accommodations that offer competitive rates. Here’s a city-wise cost of living in the UK.
Here is a quick overview of the cost of living in different cities.
| City | Monthly Cost of Living in the UK (Without Rent) |
| London | INR 1.15L (£1K) |
| Bexley | INR 53K to INR 63K (£500 to £600) |
| Croydon | INR 58K to INR 63K (£550 to £600) |
| Newham | INR 42K to INR 53K (£400 to £500) |
Naturally, opting to live in smaller cities over London can save a lot on your cost of living in the UK.
- Transportation: The UK has an extensive public transportation system. Use student discounts on buses, trains, and trams. A student travel card can save you up to a third on rail travel.
- Food and Groceries: Cooking your meals at home can significantly cut down your food expenses. Look for deals at supermarkets like Tesco, Sainsbury’s, and Aldi. Buy in bulk and take advantage of loyalty programs.
- Part-Time Work: Many students find part-time work to help cover their living costs. Check with your university for on-campus job opportunities. Paid internships can provide both income and valuable work experience. Here are a few well-paying job options for you while studying to manage your cost of living in the UK.
Here is a quick overview of the top part-time jobs available in the UK.
| Job Role | Hourly Wage |
| Retail Assistant | INR 1K (£10) |
| Receptionist | INR 959 (£9) |
| Tutoring | INR 2.6K (£25) |
| Customer Service Representative | INR 1.2K (£11) |
| Library Assistant | INR 1K to INR 1.6K (£10-15) |
By implementing these strategies, you can effectively reduce your living costs while enjoying your time in the UK.
Also Read: Study in UK for Indian Students 2024
Top 5 High-Paying Jobs in the UK
The UK has a clean environment, ranking as the fifth cleanest country globally. Beyond its natural beauty, the country is a promising place for career growth.
While some jobs require extensive education and experience, the financial rewards and professional growth opportunities can be very attractive. Living and working in the UK comes with the added benefit of building a financially secure future.
Here’s a list of some of the highest-paying jobs in the UK.
| Job Title | Average Annual Salary |
| Anaesthesiologist | INR 98L (£91K) |
| Tax Director | INR 1Cr (£94K) |
| Lawyer | INR 56L (£52K) |
| Actuary | INR 63L (£59K) |
| IT Director | INR 93L (£87K) |
Important Note: The salaries mentioned in the table are approximate and may vary as per the recruiter and experience.
Also Read: Top 10 MBA colleges in UK for Indian students in 2024
To Conclude
Understanding the cost of living in the UK is crucial for your academic and professional journey. As an international student living in the UK, you can expect to spend around INR 87K (£812) without rent. The cost of living in the UK with rent is INR 2.95L (£2.7K).
By managing accommodation, groceries, and transportation wisely and taking advantage of scholarships, you can significantly reduce your living costs. Planning for high-paying job opportunities can also ensure a secure financial future. With careful planning and smart financial decisions, you can enjoy the UK’s educational excellence and cultural richness without breaking the bank.
Are you planning to study at the top universities in the UK? LeapScholar offers comprehensive services to make your study abroad journey seamless and successful. Our services include expert guidance on university selection, application assistance, SOP review, financial planning, and visa support.
Book a free consultation with our experts today.
Frequently Asked Questions
-
Q. What is the living expenses in the UK for international students?
A. As an international student in the UK, you can expect to spend between INR 87K (£812) per month without rent and INR 2.95L (£2.7K) per month, including rent. This includes all your basic expenses, such as food, transportation, and miscellaneous costs. Understanding these costs will help you budget effectively and ensure that you can comfortably manage your finances while studying.
-
Q. How much does accommodation cost in the UK?
A. Accommodation costs in the UK vary widely depending on the type and location. University dormitories are generally more affordable, ranging from INR 30K to INR 77K (£280 to £720) per month. On the other hand, renting a private apartment can cost between INR 92K to 1.15L (£854 to £1K) per month. Choosing the right accommodation is crucial for managing your overall living expenses.
-
Q. What are the typical food expenses in the UK?
A. Food expenses can add up quickly, but on average, you can expect to spend around INR 11K (£100) per month on groceries. Supermarket chains like Tesco, Sainsbury’s, and Asda offer competitive prices and loyalty programs that help you save more. Shopping at local markets for fresh produce can also be a cost-effective way to manage your food budget.
-
Q. How much does transportation cost in the UK?
A. Public transport in the UK is reliable and affordable, with an estimated monthly cost of INR 7.5K (£70). Students can benefit from various discounts and travel cards that reduce costs significantly. If you prefer private transportation, ride-hailing apps like Uber and Bolt are widely available. Planning your travel efficiently can help you save money on transportation.
-
Q. What is the cost of living in London?
A. Living in London is notably more expensive than in other parts of the UK. On average, you can expect to spend around INR 2.31L (£2.1K) per month. This amount includes essential expenses such as accommodation, groceries, health insurance, and transportation. Accommodation in London can be quite costly, with rent being a significant portion of your monthly budget. Groceries and dining out are also more expensive compared to other cities.
-
Q. What is the cost of living in the UK per month?
A. The cost of living in the UK per month for an international student ranges between INR 87K (£812) without rent and INR 2.95L (£2.7K) including rent. This estimation covers essential expenses such as food, transportation, utilities, and miscellaneous costs. Proper budgeting is essential to manage these expenses effectively.
-
Q. What is the cost of living in the UK with rent?
A. Including rent, the cost of living in the UK for an international student is around INR 2.95L (£2.7K) per month. Rent is a significant part of the living expenses, and choosing affordable accommodation can greatly help manage overall costs. Depending on the city and type of accommodation, rental costs can vary widely. University dormitories are typically more affordable, while private rentals might be higher, especially in larger cities.
-
Q. What is the average cost of living in the UK?
A. The average cost of living in the UK varies depending on the city and lifestyle. For an international student, it ranges from INR 87K (£812) to INR 2.95L (£2.7K) per month. This includes essential expenses such as accommodation, food, transportation, and other necessities. Living in smaller cities or towns can be more affordable compared to metropolitan areas like London.
-
Q. What is the accommodation cost in the UK?
A. Accommodation costs in the UK vary widely depending on the type and location. University dormitories cost between INR 30K to INR 77K (£280 to £720) per month. These are generally more affordable and conveniently located near campuses. Private apartments, on the other hand, range from INR 92K to 1.15L (£854 to £1K) per month. While they offer more privacy and independence, they can be more expensive.
-
Q. What is the cost of living in the UK for Indian students?
A. For Indian students, the cost of living in the UK ranges from INR 87K (£812) per month without rent to INR 2.95L (£2.7K) per month, including rent. This covers expenses such as food, transportation, accommodation, and other living costs. Proper budgeting and exploring scholarships can help manage these costs. Additionally, taking advantage of student discounts, cooking at home, and opting for shared accommodation can further reduce expenses.
-
Q. What financial support is available for international students in the UK?
A. Financial support includes scholarships, grants, and bursaries. Institutions like the Commonwealth Scholarship Commission and the University of Cambridge offer significant financial aid to international students. Researching and applying for these opportunities can help reduce your financial burden.
-
Q. How can I effectively plan my budget for living in the UK?
A. To plan your budget effectively, consider all potential expenses, including tuition fees, accommodation, food, transportation, utilities, and miscellaneous costs. Apply for scholarships, look for part-time work, and use discounts to manage your expenses. Careful planning and financial management will help you enjoy your time in the UK without financial stress.
Have Questions? Get Guidance to reach your Dream University
Connect with India's finest counsellors and biggest study abroad community.
Get Guidance