Total Cost of MS in Germany for Indian Students (2025): Fees & Breakdown

12 min read

Germany has become a top destination for Indian students, and for good reason! Imagine joining over 40,000 fellow Indian students who chose Germany for its world-renowned universities, innovative research opportunities, and, let’s not forget, its incredibly affordable education system.

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Total Cost of MS in Germany for Indian Students (2025): Fees & Breakdown

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But let’s be honest, the first thing on your mind is probably, “What’s this going to cost me?” Worry not!

This blog is your go-to guide for understanding the expenses involved—from tuition fees to living costs and everything in between. Basic expenses such as housing, food, and transportation can vary significantly based on factors like location and lifestyle, so it's important to budget accordingly.

Blog Highlights:

AspectKey Highlights
Top Public UniversitiesTechnical University of Munich
Freie University of Berlin
RWTH Aachen University
Top Private UniversitiesGISMA Business School
University of Europe for Applied Sciences
WHU – Otto Beisheim School of Management 
Top MS CoursesEngineering
Management 
Natural Sciences 
Cost of Living in GermanyINR 81K - INR 96K (EUR 890 - EUR 1,050)
ScholarshipsDAAD 
Bayer Foundation
Deutschlandstipendium
Part-Time Jobs RolesFood Delivery Agent
Waiter
Sales Representative

Top Public Universities: World-Class Education for Free!

Germany is home to around 300 public universities, many of which offer tuition-free education even to international students. 

Yes, you heard that right—no tuition fees! 

Here’s a sneak peek into the top public universities where you can study for an MS without paying a penny in tuition:

Top Public Universities
Technical University of Munich
Freie University of Berlin
RWTH Aachen University
Humboldt University of Berlin
Technical University of Berlin
University of Hamburg
Technische Universität Dresden
University of Leipzig
LMU Munich
University of Bonn

Icon Fun Fact

Although these universities don’t charge tuition, you might still need to pay a semester fee, which covers public transportation and student services—totally worth it!

Real Student Stories

Explore the inspiring stories of students who made their study abroad dreams come true. From overcoming challenges to embracing new cultures, their experiences offer valuable insights and tips to help you thrive on your own journey. Get motivated and start planning your adventure today!

Taha
Arka
Swapan
Sanjay

Real Student Stories

Explore the inspiring stories of students who made their study abroad dreams come true. From overcoming challenges to embracing new cultures, their experiences offer valuable insights and tips to help you thrive on your own journey. Get motivated and start planning your adventure today!

Taha Zulfikar
Arka Bhowmick
Swapan Madabhushi
Sanjay Mamveettil

Top Private Universities: Personalised Learning at a Cost

If you’re looking for a more personalised learning experience or specialised courses, Germany’s private universities might catch your eye. These institutions often have strong industry connections but come with higher tuition fees.

Let’s take a look: 

Top Private UniversitiesApproximate Annual Tuition Fees (INR & EUR)
GISMA Business SchoolINR 10-15L (EUR 11,000 - EUR 16,500)
University of Europe for Applied SciencesINR 9L – 12L (EUR 9,900 - EUR 13,200)
Berlin School of Business and InnovationINR 11L – 12L (EUR 12,100 - EUR 13,200)
Arden University BerlinINR 9L – 13.5L (EUR 9,900 - EUR 14,850)
SRH Hochschule BerlinINR 15L – 17L (EUR 16,500 - EUR 18,700)
Jacobs University BremenINR 16L – 18L (EUR 17,600 - EUR 19,800)
Witten/Herdecke UniversityINR 16L – 26L (EUR 17,600 - EUR 28,600)
Hertie School of GovernanceINR 16.4L – 33L (EUR 18,000 - EUR 36,300)
Munich Business SchoolINR 22.3L (EUR 24,500)
WHU – Otto Beisheim School of ManagementINR 27L – 33.5L (EUR 29,700 - EUR 36,900)
Note: The amount may change based on the currency exchange rate.

Icon Quick Tip

Tuition fees may vary based on your chosen course and exchange rates, so it's always a good idea to double-check before you apply.

What Can You Study? Top MS Courses in Germany

Germany is a powerhouse of innovation and education! Whether you’re into engineering or social sciences, there’s something here for everyone.

Let’s explore: Germany offers a variety of popular master's programs, known for their affordability, quality education, and strong career prospects for international students.

FieldCourses
EngineeringComputer Science, Civil Engineering, Mechanical Engineering, Electrical Engineering, Aerospace Engineering
ManagementBusiness Administration, International Business, Entrepreneurship Management
Natural SciencesChemistry, Physics, Biology
Social SciencesPsychology, Economics, Political Sciences

Icon Interesting Point

German universities are especially known for their engineering and management programs, so if you’re aiming to make a mark in these fields, Germany is your playground!

Cost of Living in Germany: What to Expect

While tuition fees might not burn a hole in your pocket, the cost of living in Germany can vary depending on where you live. On average, you can expect to spend around INR 86,000 per month on rent, food, transport, and other essentials.

Let’s look at the costs: Post-arrival costs include daily living expenses such as rent, groceries, and transportation, which are crucial for a smooth financial adjustment during your studies.

CityApproximate Monthly Cost of Living (INR)Approximate Monthly Cost of Living (EUR)
StuttgartINR 81,000EUR 890
DresdenINR 84,000EUR 920
AachenINR 85,000EUR 930
FrankfurtINR 86,000EUR 940
HanoverINR 88,000EUR 960
BerlinINR 90,000EUR 980
BonnINR 90,000EUR 980
MunichINR 96,000EUR 1,050
DusseldorfINR 93,000EUR 1,020
HamburgINR 95,000EUR 1,040
Note: The amount may change based on the currency exchange rate.

Icon Did You Know?

Munich is one of the most expensive cities in Germany, but it also offers incredible job opportunities post-graduation, making it a popular choice among students.

Factors Affecting Your Living Costs

Your lifestyle and choices will significantly impact your cost of living. Personal preferences, such as your choice of location and accommodation, can greatly affect your expenses. For instance, sharing an apartment can save you a lot on rent, while cooking at home instead of eating out can keep your grocery bills in check.

Here’s an estimate:

ExpenseAverage Monthly Cost (INR & EUR)
Average rent in the city centre (1 BHK)INR 85,500 / EUR 945
Transportation Monthly PassINR 4,402 / EUR 50
Basic UtilitiesINR 27,000 / EUR 300
Monthly grocery costINR 18,000 – 27,000 / EUR 200 – EUR 300
Note: The amount may change based on the currency exchange rate.

Icon Pro Tip

Make sure to explore student discounts on transportation and other services, they’re a lifesaver!

Visa and Exam Costs

The total cost of your MS in Germany includes not just living expenses but also visa fees and exam costs. Additionally, a blocked account is a crucial financial requirement for international students, serving as proof of financial resources needed for visa applications and helping in budgeting for living costs and other pre-arrival expenses.

Here's what you can expect:

ExpensesCosts (INR & EUR)
GREINR 22,550 / EUR 250
GMATINR 23,000 / EUR 265
IELTSINR 16,250 / EUR 190
TOEFLINR 16,900 / EUR 200
German Student Visa ApplicationINR 6,734 / EUR 75
Note: The amount may change based on the currency exchange rate.

Scholarships: Your Golden Ticket!

Germany offers a variety of scholarships to help international students manage their finances. The German government plays a significant role in funding higher education and providing financial support for universities and various student programs.

Here are some scholarships that can ease the burden of the cost of an MS in Germany:

ScholarshipOffered ByBenefit
DAAD ScholarshipsGerman Academic Exchange Service (DAAD)Tuition fee waiver, monthly stipend, travel allowance, health insurance coverage
Bayer FoundationBayer AGTuition fee support, research grant, travel allowance, and project funding
DeutschlandstipendiumGerman Federal Government & Private SponsorsMonthly financial support, mentoring, networking opportunities
Heinrich Boll FoundationHeinrich Boll FoundationTuition fee waiver, monthly stipend, travel costs, and research funding
Hamburg University of Applied SciencesHamburg University of Applied SciencesTuition fee waiver, monthly stipend, and financial assistance for living expenses
Leipzig Graduate School of ManagementLeipzig Graduate School of ManagementPartial tuition fee waiver, monthly stipend, and career support
Erasmus+European UnionTuition fee coverage, travel grant, monthly stipend, and cultural exchange opportunities

Icon Worth Noting

Many scholarships not only cover tuition fees but also provide living allowances and health insurance, so apply early and increase your chances!

Part-Time Jobs: Work While You Study

Did you know that around 60% of Indian students in Germany work part-time?

Germany allows non-EU students to work 240 half-days or 120 full days per year, which is a fantastic way to gain work experience and earn some extra cash. However, it is crucial to budget carefully to manage your finances effectively while balancing your studies and part-time work.

Let’s take a look at the job roles and their approximate annual salaries in Germany:

JobsAverage Annual Salary (INR & EUR)
Food Delivery AgentINR 10L / EUR 11,500
WaiterINR 11L / EUR 12,500
Shopping AssistantINR 12L / EUR 13,500
Cab DriverINR 12L / EUR 13,500
BabysitterINR 21L / EUR 24,000
Courier Delivery AgentINR 26L / EUR 30,000
Customer Care ExecutiveINR 39L / EUR 45,000
Sales RepresentativeINR 57.6L / EUR 66,500
Data CollectorINR 8.50L / EUR 10,000
CashierINR 30L / EUR 34,500
Note: The amount may change based on the currency exchange rate.

Icon Fun Fact

Part-time jobs are not just about the money—they're also a great way to immerse yourself in the German culture and improve your language skills!

Career Opportunities and Study Experience

Studying MS in Germany provides students with a wide range of career opportunities, both within the country and internationally. German universities are known for their strong industry connections, offering students the chance to gain practical experience and build a professional network. The country’s exceptional education system, combined with its rich cultural heritage and world-class infrastructure, makes it an ideal destination for international students.

Many German universities offer MS courses in English, making it easier for foreign students to pursue their studies. Additionally, the cost of living in Germany is relatively low compared to other European countries, with students able to cover living expenses, including food expenses, transportation costs, and personal expenses, with a monthly budget of around €800-€1,200.

Tips to Cut Costs: Every Rupee Counts!

Studying abroad is an investment, but there are plenty of ways to make it more affordable. Here’s how:

  • Accommodation: Look for shared apartments or student dormitories.
  • Transportation: Use student discounts and consider cycling or walking.
  • Budgeting: Keep track of your expenses and take advantage of student discounts.
  • Part-time Jobs: Explore university job portals for work opportunities.

Here’s Something to Ponder: By planning your finances wisely and cutting unnecessary expenses, you can make your study-abroad journey in Germany much smoother. Understanding and managing your financial resources effectively, including budgeting for expenses like visa fees and accommodation, is crucial for a smooth transition before you arrive in the country.

Why Choose Germany?

Germany is an attractive destination for international students due to its unique combination of academic excellence, cultural diversity, and affordability. With its tuition-free education policy at public universities, students can pursue their MS degree without incurring significant tuition costs. Private universities in Germany may charge tuition fees, but these are generally lower than those in other European countries.

The country’s exceptional education system, world-class infrastructure, and strong industry connections make it an ideal destination for students seeking to pursue a Master’s degree.

Furthermore, Germany offers a range of student discounts, including reduced public transport fares and affordable student accommodation, making it easier for students to manage their living expenses and reduce their financial burden. With its rich cultural heritage, vibrant cities, and stunning landscapes, Germany provides students with a unique and unforgettable study experience.

Final Thoughts

Pursuing an MS in Germany can be a life-changing experience. The overall cost of MS in Germany, including tuition fees and living expenses, is relatively affordable compared to other popular study destinations. With its exceptional education system, affordable living costs, and an exciting job market, Germany is undoubtedly a top choice for Indian students. Remember to plan your finances carefully, apply for scholarships, and consider part-time work to make your dream of studying in Germany a reality.

And hey, if Germany isn’t your only option, don’t forget we’ve got expert advice on studying in the UK, USA and Canada too. Reach out to us for a free consultation—we’re here to help you every step of the way!

Leap Scholar is proud to offer guidance from a team of highly qualified counsellors with over 50 years of combined experience. Let’s make your study-abroad dreams come true.

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Frequently Asked Questions

  • Q. What is the cost of Masters in Germany for Indian students?

    Ans. The cost of Master's in Germany for Indian students can be an affordable option compared to other countries. The best part is that Germany college fees for Indian students are free of cost. However, private universities may have higher tuition fees. On average, private universities in Germany charge around INR 11LINR 33L per year for an MS degree.

  • Q. Is Germany a cheaper country for Indian students to study for an MS?

    Ans. Germany can be considered a cost-effective country for Indian students who want to pursue an MS degree. Compared to other popular study destinations, Germany’s overall cost of living and tuition fees is relatively lower. Additionally, various scholarships and part-time job opportunities are available for students to earn extra income and reduce their expenses. However, planning and budgeting wisely to manage finances effectively while studying in Germany is essential.

  • Q. Is Germany a good destination for Indian students who want to pursue a master’s?

    Ans. Yes, Germany is an excellent destination for Indian students who want to pursue a master’s degree. German universities offer world-class education, and the cost of living and tuition fees are comparatively lower than other popular study destinations. Additionally, various scholarships and part-time job opportunities are available for students to reduce the cost of MS in Germany.

  • Q. Is IELTS required for Indian students to study in Germany?

    Ans. IELTS is not always required for Indian students to study in Germany. However, students may need to prove their English proficiency through other language tests like TOEFL. Some universities in Germany may also require a specific level of German language proficiency, depending on the course and program. It is recommended that the admission requirements of the particular university and program be checked before applying.

  • Q. Is an MS in Germany for Indian students a wise choice?

    Ans. Pursuing an MS in Germany can be a wise choice for Indian students due to the country's world-renowned universities and affordable education system. Germany has a diverse range of Master's programs in various fields, catering to the diverse academic interests of Indian students. Additionally, the cost of MS in Germany can be affordable for students, making it an attractive option for higher education.

  • Q. What are the top universities in Germany for Indian students to pursue a master's degree?

    Ans. The top private universities offering MS in Germany for Indian students are:
    -Freie University of Berlin
    -RWTH Aachen University
    -Humboldt University Of Berlin
    -Technical University In Berlin
    -University Of Hamburg

  • Q. Is 8 CGPA good for MS in Germany?

    Ans. A GPA of 8 is considered a good score for MS in Germany. However, admission requirements vary depending on the university and the program you are applying for. It's always recommended to check the specific requirements of the university you are interested in.

  • Q. How can Indian students reduce their Germany master's fees?

    Ans. Indian students can reduce the study cost in Germany by exploring scholarships, grants, and funding opportunities. They can also consider part-time jobs to increase their income and reduce expenses. It’s essential to plan and budget wisely, choose affordable cities, and live within their means to save money while studying in Germany.

  • Q. Is it worth it for Indian students to work- part-time in Germany?

    Ans. Yes, it can be worth it for Indian students to work part-time in Germany while studying to increase their income and gain work experience. The average annual salary in Germany is around INR 45L, and the average hourly wage for part-time jobs is INR 800 - INR 1,100/hour. However, international students can legally work only up to 120 full days or 240 half days a year. 

  • Q. Does the total cost of study in Germany for Indian students vary by university?

    Ans. Yes, the total cost of MS in Germany for Indian students varies depending on their chosen university. Public universities in Germany do not charge tuition fees, but private universities usually have higher tuition fees. Additionally, the cost of living can vary depending on the city the student chooses to live in. Indian students should research and compare the costs of different cities and universities before deciding.

  • Q. Are Indian bachelor's degrees valid in Germany?

    Ans. Yes, Indian bachelor’s degrees are generally recognised in Germany for Master's programs. However, each university and program may have specific requirements and evaluation processes. It's recommended to check with the university or program to confirm the validity of your Indian degree and any additional requirements needed for admission.

  • Q. Can Indian students settle in Germany after completing an MS degree?

    Ans. Yes, Indian students can settle in Germany after completing an MS degree. However, they must fulfil specific requirements to obtain a work visa and stay in the country. Some of these requirements include finding a job that meets the salary and qualifications criteria and having a valid residence permit. It's recommended to research the visa requirements and job opportunities before making plans to settle in Germany.

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