For Indian students, obtaining a government-funded scholarship is the best option because these grants usually cover nearly all expenses and free you from the €11,904 blocked account requirement.
1. DAAD Study Scholarships (Master's for all Disciplines)
For Indian graduates who desire to pursue a Master's degree at a state-recognized German university, this is the primary funding route.
- Coverage: A flat-rate travel allowance, health/accident/liability insurance, and a full monthly stipend.
- Monthly payment: €992 for Master's students, in addition to an annual study allowance of €460.
- Eligibility for Indians:
- A bachelor's degree, which typically takes four years to complete, must have been earned no more than six years before the application deadline.
- The applicant must not have resided in Germany for more than 15 months at the time of the application.
- Deadline: Typically, the deadline for the Winter 2026 intake is October 2025 (dates are revised annually in the second quarter).
- How to Apply: Register and submit all necessary documents (including a CV, motivation letter, and transcripts) through the DAAD Portal.
2. Deutschlandstipendium (National Scholarship)
A distinctive public-private partnership in which the government and private donors (companies, foundations) match funds.
- Coverage: A partial stipend intended to assist with living expenses; tuition fees are not included.
- Monthly payment: €300 for a minimum of two semesters (one year), with the potential for an extension.
- Eligibility for Indians:
- Currently enrolled or about to enroll in a Bachelor's or Master's program at a German university that is a participant.
- The selection process is comprehensive, with 60% of the decision based on academic performance and 40% on personal circumstances and social commitment.
- Deadline: Varies by university; portals typically open in March/April 2026 for some institutions or June/July 2026 for others (e.g., TUM).
- How to Apply: Submit your application directly through the online portal of your university (e.g., TUM, University of Freiburg, or KIT).
3. Humboldt Research Fellowship (Postdoctoral)
One of the most esteemed fellowships available to Indian researchers who have recently concluded their doctoral studies.
- Coverage: Travel expenses, a monthly stipend, and any supplementary family allowances that may be applicable.
- Monthly Payment: €2,700 for postdoctoral researchers and €3,200 for experienced researchers.
- Eligibility for Indians:
- The PhD must have been completed within the past four years for postdoctoral candidates or the past twelve years for experienced researchers.
- A mentoring agreement and validation of research facilities are required from a host researcher in Germany.
- Deadline: Selection committees convene in March, July, and November; applications are accepted at any time.
- How to Apply: Submit your application online through the Humboldt Foundation website, which includes a research outline and host statement.
4. Erasmus Mundus Joint Masters (EMJM)
A highly valuable EU program that enables students to pursue their education at numerous European universities.
- Coverage: Tuition, health insurance, travel, visa, and installation costs, comprising full participation.
- Monthly Payment: A consistent €1,400 per month for the duration of the 24-month program.
- Eligibility for Indians:
- A Bachelor's degree or its equivalent is required.
- "Partner Country" pupils from India are eligible if they have not resided in the EU for more than 12 months in the past five years.
- Deadline: Typically, the 2026 intake is accepted between October 2025 and January/February 2026.
- How to Apply: Conduct a search of the official Erasmus Mundus Catalogue and submit your application directly to the consortium of your preferred program.
5. DAAD Research Grants for Doctoral Candidates
For Indian students who aspire to accomplish a comprehensive PhD in Germany.
- Coverage: Health insurance, travel allowance, and a monthly stipend comprise the coverage.
- Monthly Payment: Approximately €1,300 per month, in addition to research allowances for certain programs.
- Eligibility for Indians:
- A master's degree that was earned no more than six years ago.
- An admittance letter from a structured doctoral program or an invitation from a German supervisor is required.
- Deadline: The deadline for a PhD program that commences in 2026 is typically in October 2025.
- How to Apply: Online through the DAAD Portal.