UK vs USA for Indian Students: Universities, Courses & Cost of Living

13 min read

You might be thinking, “UK vs USA: which is better for me?” Well, you’re not alone. Many young Indian students face this very dilemma. 

In fact, in the year ending March 2024, there were 116,455 sponsored UK study visa grants to Indian nationals, making up 26% of the total, according to Home Office analysis. Meanwhile, over 250,000 Indian students are currently thriving at US universities. 

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With this, it’s clear both destinations have a magnetic pull. But where should you study between a UK vs USA university? Dive into this educational showdown and figure out which destination aligns best with your academic and personal aspirations.

Key Highlights

Here’s a table comparing key factors of what you’ll learn in this blog post on the UK vs. USA: Which is better for you?  

AspectsUKUSA
Top Universities in the UK vs USA for Indian StudentsImperial College London
University of Oxford
University of Cambridge
Massachusetts Institute of Technology (MIT)
Harvard University
Stanford University
Monthly UK vs USA Living Cost (Without Rent)INR 86.4K (811 GBP)INR 98.2K (USD 1.17K) 
Best Master’s Courses Master of Business Administration (MBA)

Master of Science in Artificial Intelligence (MSc AI)

Master of Science in Data Science (MSc Data Science)
Master of Business Administration (MBA)

Master of Science in Computer Science (MSCS)

Master of Science in Data Science (MSDS)
Top Scholarships Available Commonwealth Masters Scholarships

The Chevening Scholarships

Cambridge Masters Scholarships
Harvard Medical School(HMS) Scholarships

Fulbright Foreign Student Program

AMA Physicians of Tomorrow
Part-Time Work Hours for StudentsUp to 20 hours a week Up to 20 hours a week
Average Annual Salary in UK vs USAINR 31.5L (GBP 29.6K)INR 49.8L (USD 59.4K)

UK vs USA: Which is Better for Indian Students?

Dreaming of studying abroad but are torn between the UK vs USA education? It’s like choosing between Bollywood and Hollywood – both offer unique allure and promise unforgettable experiences. 

So, if you find yourself asking, “UK vs USA: which is better for Indian students?”, then this section is for you. 

Read on for a comparison of various parameters to help you further determine UK vs USA: which is better for you. 

  1. University Rankings

One reason to consider is the prestigious rankings of universities. According to the QS World Rankings 2025, the UK boasts 8 colleges in the top 50, while the USA has an impressive 16. 

This means that both countries offer access to world-class education. Still, the USA has a higher concentration of top-ranked institutions, potentially providing more options for high-quality programs and research opportunities.

  1. Quality of Life

Another factor to consider is the quality of life. According to the Numbeo Quality of Life Index by Country 2024 Mid-Year, the United Kingdom scores 170.6, while the USA scores 185.1. Factors such as safety, healthcare quality, and environmental quality contribute to creating favourable conditions for students.

While both countries offer a high quality of life, the USA has a slight edge, providing an even more comfortable living environment for international students.

  1. Job Prospects

The employment rate is 74.3% in the UK, compared to 60% in the USA. This higher employment rate in the UK suggests better job prospects for students during and after their studies, making it an attractive option if you’re looking to gain work experience while studying abroad. 

  1. Research Focus

When it comes to research opportunities, Oxford’s research activity is extensive, involving over 2,000 academic staff, more than 5,900 research, teaching, and support staff, and more than 7,000 graduate research students. 

On the other hand, approximately 5,810 researchers, including 1,536 postdoctoral scholars and 525 visiting faculty and scientists, collaborated with MIT faculty and students. This highlights the strong research environments both the UK and the USA offer, with Oxford and MIT standing out as leading institutions in their respective countries.

UK vs USA: Which is Better in Terms of Universities?

As an Indian student, you’ll be pleased to know that both the UK and the USA are home to some of the world’s leading universities. These universities provide diverse programs, have renowned faculty, and numerous opportunities for both personal and professional development.

When evaluating a UK vs USA university for higher education, it’s crucial to consider their rankings and tuition fees.  

Read on to find out about the top universities in the UK vs USA: which is better for you. 

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Top 5 Universities in the UK

When choosing to study in the USA vs UK, the quality of education isn’t the only factor to consider. Your overall happiness and well-being matter, too. 

According to the latest data, the UK boasts a Happiness Index score of 6.72, reflecting a high standard of living and a supportive environment for students. 

With such a positive backdrop, explore the top universities in the UK according to the QS World University Rankings 2025. 

Top UniversitiesQS World University Rankings 2025Approximate Annual Tuition Fees
Imperial College London2INR 22.3L to INR 48L (GBP 21K to GBP 45K)
University of Oxford3INR 35.1L to INR 51.7L (GBP 33K to GBP 48.6K)
University of Cambridge5INR 30.8L to INR 44.7L (GBP 29K to GBP 42K)
UCL9INR 20.6L to INR 56.3L (GBP 19.4K to GBP 52.9K)
The University of Edinburgh27INR 28.7L to INR 42.5L (GBP 27K to GBP 40K)
Please note: The conversions are based on current rates, and fees may vary. Check your chosen university’s website for the most accurate information.

Also Read: Top 10 MBA colleges in UK for Indian students in 2024. 

Top 5 Universities in the USA

When it comes to higher education, the USA consistently stands out, not just for its academic excellence but also for its entrepreneurial spirit. Ranked number one in entrepreneurship by The U.S. News & World Report “Best Countries Rankings,” the USA offers a dynamic and innovative environment for students. 

With this entrepreneurial edge, dive into the top 5 universities in the USA, where academic brilliance meets great opportunities.

UniversityQS World University Rankings 2025Approximate Annual Tuition Fees
Massachusetts Institute of Technology (MIT)INR 52L (USD 62K)
Harvard University4INR 47.4L (USD 56.5K)
Stanford University6INR 33.3L to INR 51.2L (USD 39.7K to USD 61K)
California Institute of Technology (Caltech)10INR 51L (USD 60.8K)
University of Pennsylvania11INR 51.2L (USD 61K)

Please note: The conversions are based on current rates, and fees may vary. Check your chosen university’s website for the most accurate information.

When choosing to study in the USA vs study in the UK, you’ll receive a globally recognised education in both countries from top universities known for their exceptional academic programs, practical learning opportunities, and hands-on research experiences.

Also Read: Oxford vs Harvard University: Which is better for Study abroad?

UK vs USA: Which is Better for a Master’s Degree?

When understanding the UK vs USA for master’s degrees, it’s essential to weigh the opportunities each country offers. The UK boasts prestigious institutions like Oxford, where international students make up a remarkable 47% of the student body. 

On the other hand, the USA’s MIT attracts a significant number of global scholars, with 3,478 international students enrolled in degree programs. Both countries offer top-tier education, diverse cultural experiences, and vast professional networks, making the choice a pivotal decision for your future career.

A master’s degree in the UK typically takes one to two years to complete, while in the US, it usually takes 1.5 to 2 years. 

On that note, it’s time to check out the answer to your most pressing question – UK vs USA, which is better for a master’s degree? Have a look. 

Top Courses in the UK with Average Annual FeesTop Courses in the USA with Average Annual Fees
MBA: INR 12.7L to 19.1L (GBP 12K to 18K)MBA: INR 50.3L to 67.1L (USD 60K to 80K)
MSc AI: INR 17L (GBP 16K) MSCS: INR 33.5L (USD 40K)  
MSc Data Science: INR 37.5L (GBP 35.2K) MSDS: INR 31.6L (USD 37.7K)
MSc Finance: INR 42L (GBP 39.5K)MSc AI: INR 27.7L (USD 33K)
MSc Engineering: INR 17L (GBP 16K)MS Finance: INR 25.2L to 72.4L (USD 30.1K to 86.3K)
Please note: The conversions are based on current rates, and fees may vary. Check your chosen university’s website for the most accurate information.

If you see yourself inclined towards studying in the US, Leap Finance is here to make your dreams a reality with our hassle-free education loans! Experience quick sanction and no collateral requirements so you can focus on what matters most — your education.

Get your loan offer now and take the first step towards a brighter future. 

Eligibility Criteria: USA vs UK

Pursuing a postgraduate degree abroad is a popular choice among students seeking further study. The UK and the USA rank highly on the list of international students. These countries offer globally recognised degrees and abundant opportunities for higher education.


Now that you understand the top courses and the annual fees you will be paying, it’s time to explore the eligibility criteria for USA vs UK education. 

Eligibility Criteria for Master’s Programme in the USA

Eligibility criteria for master’s programs vary based on the institution and course but generally include the following.

  • A 3 to 4-year bachelor’s degree in a relevant field with a minimum average GPA of 3.0 or 65-70% or higher.
  • Demonstration of English-language proficiency through tests such as IELTS (6.5 – 7.5 and above).
  • GRE score of 290 or above
  • A well-written Statement of Purpose
  • Two to three letters of recommendation

Eligibility Criteria for Master’s Programme in the UK

Eligibility criteria for master’s programs vary based on the institution and course but generally include the following.

  • A relevant undergraduate degree spanning 3 years.
  • Most universities require proof of English proficiency, often through tests like IELTS, with an average score requirement of around 6.5.
  • Your CV/ Resume
  • 2-3 Letters of Recommendation 

To boost your chances of studying in the UK or the US, enhance your English skills with Leap Scholar’s  Free IELTS MasterClasses, powered by India’s top educators. 

Scholarships for UK vs USA Education

When deciding to study abroad, you might find the tuition fees a bit high as compared to India of course. Fortunately, both the UK and the USA provide numerous scholarships to assist international students with their expenses.

In the 2024-25 academic year, 210 scholarships are offered by 71 universities across the UK. Additionally, over 1.7 million scholarships are awarded each year in the USA.

Read on to discover the scholarship opportunities in the UK and the USA in more detail and find the perfect funding boost for your academic journey. This comparison may help you solve the mystery of the UK vs the USA: which is better?

Scholarships for Indian Students in the UK

The UK Government and many UK universities provide scholarships for international students based on academic merit. These scholarships can cover part or all of your tuition fees, depending on the course and the institution’s criteria.

Here are the top 3 scholarship opportunities for Indian students in the UK and their award amounts.

Scholarship ProgrammeOffered ByReward Amount 
Commonwealth Masters ScholarshipsThe Commonwealth Scholarship Commission (CSC)A monthly stipend of GBP 1.3k (INR 1.4L) or GBP 1.7K (INR 1.8L) in London 
The Chevening Scholarships The British Foreign and Commonwealth Office and partner organisationsGBP 30K (INR 31.9L) over one year
Cambridge Masters ScholarshipsCambridge Trust and Jesus CollegeGBP 6K (INR 6.4L ) in total 
Please note: The conversions are based on current rates, and fees may vary. Check the official websites for the most accurate information.

Scholarships for Indian Students in the USA

If you’re seeking similar scholarships to reduce the financial burden of studying in the USA, this section has you covered. 

Here are the top 3 scholarship opportunities for Indian students in the USA, along with their award amounts. 

Scholarship ProgrammeOffered By Reward Amount 
Harvard Medical School(HMS) Scholarships
The Harvard University Committee on General Scholarships USD 206K (INR 1.7Cr) for 5 years 
Fulbright Foreign Student ProgramFulbright Commissions/Foundations or U.S. EmbassiesUSD 25K (INR 21L) in total
AMA Physicians of TomorrowThe AASM Foundation USD 10K (INR 8.4 L) in total
Please note: The conversions are based on current rates, and fees may vary. Check the official websites for the most accurate information.

Looking for the perfect scholarship to fund your studies? Discover a world of opportunities with our Scholarship Finder at Leap Scholar! Explore, apply, and take the next step towards your academic dreams.

Also Read: Cost of Studying in the USA: A Complete Guide for 2024.  

Cost of Living in the UK vs USA: Which is Better Afforded by Students?

Understanding the upfront tuition fees is just one aspect of studying abroad. It’s equally important to grasp the USA vs UK cost of living in your chosen country to plan your budget effectively.

Here are some fun facts you should know before diving into details. 

  • The cost of living in the United Kingdom is 9.9% lower than in the United States (without rent).
  • The local purchasing power is 17% higher in the USA than in the UK.  

So, while day-to-day expenses might be lower in the UK, the higher purchasing power in the USA means that, on average, you can afford more with your earnings. 

Have a look at the cost of living in the UK vs the USA and see which is better for Indian students. 

AspectCost in the UKCost in the USA
Monthly Living Cost (Without Rent)INR 86.4K (811 GBP)INR 98.2K (USD 1.17K) 
Monthly Rent for an Apartment (1 bedroom) in the City CentreINR 1.1L (GBP 1.1K)INR 1.5L (USD 1.8K)
Meal at Inexpensive RestaurantINR 1.6K(GBP 15)INR 1.7K (USD 20)
One-way Ticket (Local Transport)INR 234 (GBP 2.2)INR 210 (USD 2.5)
Please note: The cost of living in both cities will vary depending on your lifestyle and the specific city you choose to live in. 

Conclusion 

Choosing between the UK and the USA for your studies can be challenging, as both countries offer unique advantages. The UK boasts a rich academic heritage, shorter course durations, and a multicultural environment. 

On the other hand, the USA offers diverse program options, great research facilities, and extensive campus life. Your choice ultimately depends on your academic goals, career aspirations, and personal preferences. 

The best part? Both offer great salaries. The average annual salary for graduates is INR 31.5L (GBP 29.6K) in the UK and INR 49.8L (USD 59.4K) in the USA.

So, UK vs USA: which is better? Don’t sweat it! Our expert counsellors at Leap Scholar are available via chat and video call to guide you in making this decision. Reserve your spot now and make your study abroad dreams come true! 

Frequently Asked Questions

  • Q.  What is the duration of a Master’s degree in the UK vs the USA?

    A. A Master’s degree in the UK typically takes one to two years to complete. In the USA, the duration usually ranges from 1.5 to 2 years. This difference can influence your decision based on how quickly you want to complete your studies.

  • Q. What are the living costs without rent in the UK vs USA for Indian students?

    A. The monthly living cost without rent is approximately INR 86.4K (811 GBP) in the UK. In the USA, this cost is around INR 98.2K (USD 1.17K). These figures highlight that the UK might be slightly more affordable in terms of day-to-day expenses. However, individual lifestyle choices and specific city costs can significantly impact these averages.

  • Q. How do UK vs USA universities rank globally?

    A. According to the QS World Rankings 2025, the UK boasts 8 universities in the top 50. The USA, however, has a more impressive count, with 16 institutions in the top 50. This indicates that while both countries offer access to world-class education, the USA provides a broader range of top-ranked universities.

  • Q. What are the eligibility criteria for a Master’s programme in the UK vs USA?

    A. For the UK, you need a relevant undergraduate degree and proof of English proficiency, usually through tests like IELTS. In the USA, the requirements are more extensive, including a bachelor’s degree, English proficiency proof, GRE scores, a well-written Statement of Purpose, and letters of recommendation.

  • Q. What are the top universities in the UK vs USA for Indian students?

    A. Top universities in the UK include Imperial College London, the University of Oxford, and the University of Cambridge. In the USA, the top universities are MIT, Harvard, and Stanford. Both countries have institutions that are globally renowned for their academic excellence and research facilities.

  • Q. What is the UK vs USA living cost for Indian students?

    A. The cost of living in the UK is about 9.9% lower than in the USA. However, the local purchasing power is 17% higher in the USA than in the UK. This means that while everyday expenses might be lower in the UK, the higher purchasing power in the USA can offer more affordability in terms of goods and services.

  • Q. What are the most popular Master’s courses in the UK vs USA?

    A. Popular Master’s courses in the UK include MBA, MSc AI, and MSc Data Science. In the USA, popular courses are MBA, MSCS, and MSDS. These programs reflect the strong demand for business and technology-related degrees in both countries. 
    Each country offers unique strengths and opportunities in these fields, with the UK often emphasising shorter course durations and the USA focusing on extensive research and practical applications

  • Q. What are the part-time work regulations for students in the UK vs USA?

    A. In both the UK and the USA, students are allowed to work up to 20 hours a week during term time. This provides an opportunity to gain valuable work experience and earn some extra income while studying. Part-time work regulations are designed to ensure students can balance their studies with work responsibilities.

  • Q. What is the average annual salary for graduates in the UK vs USA?

    A. The average annual salary for graduates is INR 31.6L (GBP 29.6K) in the UK and INR 49.8L (USD 59.4K) in the USA. These figures indicate that graduates in the USA tend to earn higher salaries compared to their counterparts in the UK. Higher salaries can offset the higher cost of living in the USA. However, it’s crucial to consider the cost of education and potential student loan repayments when evaluating these figures.

  • Q. How does the quality of life compare between the UK vs USA for Indian students?

    A. According to the Numbeo Quality of Life Index by Country 2024 Mid-Year, the UK scores 170.6, while the USA scores 185.1. This suggests that both countries offer a high quality of life, with the USA having a slight edge. Factors contributing to this include safety, healthcare quality, and environmental quality.

  • Q. What are the scholarship opportunities for USA vs UK education?

    A. In the UK, notable scholarships include the Commonwealth Masters Scholarships, Chevening Scholarships, and Cambridge Masters Scholarships. In the USA, scholarships such as the Harvard Medical School Scholarships, Fulbright Foreign Student Program, and AMA Physicians of Tomorrow are available.

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Prachi Sethi

Hi, I am Prachi, an experienced writer with extensive knowledge about the study abroad domain in particular countries such as the USA and Canada and other popular courses.
My expertise in SEO allows me to create high-quality content that engages and informs students and helps them fulfil their International Dreams.

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