Indian Government Scholarships: Complete Guide for Students (2026)

10 min read

Many Indian students dream of studying abroad, but high costs often stop them from taking the first step. Tuition, travel, and living expenses at top global universities can add up quickly, making international education feel out of reach. While a record 1.8 million Indian students are now overseas, most don’t realise that fully and partially funded Indian government scholarships can cover a major share of these expenses.

Indian Government Scholarships: Complete Guide for Students (2026)
Indian Government Scholarships: Complete Guide for Students (2026)

These programs cover everything from tuition and travel to living expenses at top universities in the US, UK, Europe, and more. The problem is, many students miss out simply because they don’t know what scholarships are available or how to apply. If you’re planning to study abroad in 2026, this guide will help you understand the top government scholarships, who can apply, what they cover, and how to improve your chances of getting selected. 

Indian Government Scholarships: Overview

Government scholarships for indian students are financial aid programs funded by either the central or state governments to support students in their education. These scholarships reduce or fully cover costs like tuition, books, travel, and living expenses. Many international scholarships for Indian students support study plans in popular countries like the USA, UK, and Europe.

Central government scholarships are offered nationwide and managed by ministries or national bodies like the Ministry of Education or MEA. State government scholarships are available only to students from a specific state and often focus on local communities, caste groups, or income categories.

Types of Scholarships Available

Government scholarships for students in India come in different categories based on merit, family income, and social background. Some programs focus on support within India, while others allow students to continue their studies abroad. For school-level learners, the Pre Matric Scholarship offers support up to class 10. For higher classes, the Post Matric Scholarship continues to support after class 10 and into college-level education. Together, these schemes cover students across multiple stages of learning.

TypeWhat does it mean?Examples
Merit-BasedFor students with strong academic performance.INSPIRE Scholarship
Kishore Vaigyanik Protsahan Yojana (KVPY)
National Means-cum-Merit Scholarship
Need-BasedFor students from low-income families.National Means-cum-Merit Scholarship (NMMS)
Central Sector Scheme (CSSS)
MinorityFor students from minority religious communities.Post-Matric Scholarship for Minorities
Maulana Azad National Fellowship
Caste-BasedScholarships for SC/ST students in India.Post-Matric Scholarship for SC/ST/OBC
Top Class Education Scheme for SCs
DisabilityFor students with physical or learning disabilities.Pre-matric Scholarship for Students with Disabilities
NHFDC Scholarships
Girls-OnlyScholarships for girls in India by the government aimed at encouraging higher education for girls.CBSE Udaan Scheme
Pragati Scholarship (AICTE)
National Defense FundFocused on specific student groups such as wards of defence personnelPrime Minister Scholarship Scheme
OverseasFor Indian students planning to study abroad.National Overseas Scholarship (NOS)Commonwealth Scholarship
State-SpecificState governments offer scholarships to their residents.E-Kalyan (Jharkhand)Mukhya Mantri Medhavi Vidyarthi Yojana (Madhya Pradesh)

Top Indian Government Scholarships for Studying Abroad

You can study abroad with full or partial fee coverage through an abroad scholarship for indian students. Here are the top indian government scholarships for studying abroad that support tuition, travel, and living costs for overseas education.

National Overseas Scholarship (NOS)

The National Overseas Scholarship (NOS) is a central sector scheme of scholarship that supports students from specific groups to pursue Master’s and PhD programs abroad. The scheme provides full financial support, but only to those who meet strict eligibility conditions.

    Scholarship Overview:

    CategoryDetails
    Who it is offered toScheduled Castes (SC)
    Denotified, Nomadic & Semi-Nomadic Tribes (DNT)
    Landless Agricultural LabourersTraditional Artisans
    Courses CoveredMaster’s and PhD programs only
    Age LimitBelow 35 years as of April 1, for the selection year.
    Family Income LimitTotal family income must be INR 8,00,000 or less per year
    Minimum MarksAt least 60% marks or equivalent grade in the qualifying degree
    Attempts AllowedMaximum 2 chances (including previous attempts)
    Institutions AllowedCandidates with an unconditional offer from any Top 500 foreign university in the QS World University Rankings 2025 will be considered in the first round.
    Application DeadlineApril 25–30, 2026 (tentative)

    Benefits:

    BenefitDetails
    Tuition FeesFull coverage as per the university invoice
    Living Expenses (Maintenance)Fixed annual allowance based on country of study (USD 15,400 (INR 13,59,044) GBP 9900 (INR 11,66,036))
    Contingency AllowanceOne-time grant for books, research, etc. ( USD 1500 (INR 1,32,374), GBP 1100(INR 1,29,521))
    Travel ExpensesEconomy-class airfare to and from the country of study
    Visa Fees and InsuranceCovered under the scheme

    Fulbright-Nehru Master’s Fellowships

    The Fulbright-Nehru Master’s Fellowships are fully funded scholarships offered to talented Indian citizens to pursue select master’s degrees in the U.S. These fellowships focus on fields that contribute to India’s development, such as public policy, environment, and education.

      Scholarship Overview:

      CategoryDetails
      Who it is offered toOutstanding Indian citizens with a strong academic background, leadership qualities, and at least three years of professional work experience
      CitizenshipMust be an Indian citizen and residing in India
      Work ExperienceAt least 3 years of full-time professional work experience (paid, relevant field)
      Education QualificationCompleted a bachelor’s degree from a recognised Indian university with at least 55% marks
      Field of StudyEconomics, Environmental Science/Studies, Higher Education Administration, International Legal Studies, Journalism and Mass Communication, Public Health, Sustainable Development/Sustainability, Urban and Regional Planning
      Other RequirementsMust not have another degree from a U.S. university; must plan to return to India
      Application DeadlineNot yet declared for 2026

      Benefits:

      BenefitDetails
      Tuition and FeesFull tuition at the U.S. host university
      Living Expenses (Stipend)Covers living costs during the study period
      Travel CostsRound-trip economy class airfare between India and the U.S.
      Health InsuranceJ-1 visa-compliant accident and sickness coverage

      Fulbright-Kalam Climate Fellowship

      The Fulbright-Kalam Climate Fellowship is a joint initiative by the U.S. and Indian governments to support pre-doctoral research in climate-related fields. It is designed for Indian PhD scholars to conduct 6–9 months of research at a U.S. institution.

        Scholarship Overview:

        CategoryDetails
        Who it is offered toIndian citizens registered for a PhD at an Indian institution. Only for pre-doctoral level researchers; those in the final stage or with Ph.D. not eligible.
        Research StatusMust have conducted adequate research in the relevant field
        Stage of PhD.Only for pre-doctoral level researchers; those in the final stage or with Ph.D. not eligible
        Course DurationFellowship duration is 6 to 9 months
        Host InstitutionAffiliation with one U.S. host institution
        Field of StudyEarth, Atmosphere & Environment Sciences
        Application DeadlineN/A

        Benefits:

        BenefitDetails
        J-1 visa supportAssistance provided for obtaining a J-1 exchange visitor visa.
        Round-trip economy class air travel between India and the U.S.Covers airfare for travel to and from the host U.S. institution.
        Monthly stipendFinancial support for living expenses during the research stay.
        Accident and Sickness Program for Exchanges as per U.S. Government guidelinesHealth coverage for accidents and illnesses during the fellowship period.
        Modest settling-in allowanceOne-time allowance to help with initial expenses upon arrival in the U.S.
        Professional allowanceSupport for academic and professional expenses such as books, conferences, or research materials.

        Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loans

        The Interest Subsidy on Education Loans (ISEL) scheme provides financial relief to OBC and EBC students by covering the interest on education loans taken for postgraduate studies abroad. The subsidy applies only during the loan’s moratorium period (the time when you don’t need to repay the loan).

          Scholarship Overview:

          CategoryDetails
          Who it is offered toOther Backward Classes (OBC)Economically Backward Classes (EBC)
          Annual Family IncomeMust not exceed INR 8 lakh
          Course LevelMasters, M.Phil. and PhD level
          Loan TypeEducation loan under the IBA Model Education Loan Scheme
          Bank ConditionLoan must be from a scheduled bank under the Model Loan Scheme
          One-time BenefitCan be availed of only once by a student
          Application DeadlineN/A

          Benefits:

          BenefitDetails
          Interest SubsidyCovers full interest during the moratorium period (course period, plus one year or six months after getting a job, whichever is earlier)

          Ms Agatha Harrison Memorial Fellowship

          The Ms Agatha Harrison Memorial Fellowship is a fully funded fellowship offered by the Government of India for advanced research at St. Antony’s College, University of Oxford. Only one fellowship is awarded each year to a highly qualified Indian scholar in specific social science fields.

            Scholarship Overview:

            CategoryDetails
            Who it is offered toHighly qualified Indian scholar in specific social science fields
            Number of Fellowships1 (one) per year
            Age LimitBetween 30 and 40 years
            Academic QualificationMinimum 60% in post-graduation and a PhD in the chosen field, or published works of equivalent merit
            ExperienceMinimum 3 years of teaching experience at the graduate/postgraduate level after a PhD.
            Eligible FieldsHistoryEconomicsPolitical Science
            Fellowship Duration1 year, extendable by 1 more year based on performance
            Host InstitutionSt. Antony’s College, University of Oxford, London
            Application ModeOnline application via the portal (link in public notice)
            Application DeadlineIn January (tentative)

            Benefits:

            BenefitDetails
            StipendGBP 22,063 (INR 25,98,353)
            Travel AllowanceGBP 890 (INR 1,04,815)
            College LunchesGBP 2,407 (INR 2,83,472)
            High Table Dinners (6)GBP 679 (INR 79,967)
            Administration ChargesGBP 3,930 (INR 4,62,843)
            Total Fellowship ValueGBP 29,944 (INR 35,26,559)
            Spouse Travel SupportEconomy airfare (only if staying in the UK for one continuous year)

            Raman-Charpak Fellowship

            The Raman-Charpak Fellowship is a flagship program jointly funded by the Government of India (DST) and the Government of France (MESR) to support PhD students from India and France in conducting short-term research internships in each other’s countries.

              Scholarship Overview:

              CategoryDetails
              Who it is offered toRegistered PhD students from India and France
              CitizenshipMust be an Indian citizen residing in India or a French citizen residing in France
              Academic RequirementIndian PhD students in their 2nd year or 3rd year
              DurationTwo to five months
              Host InstitutionMust have acceptance/invitation from a host laboratory in the other country
              Fields CoveredAtmospheric Sciences, Earth and Environmental Sciences, Materials Sciences, Physical Sciences, Chemical Sciences, Engineering Sciences, Biological Sciences, Life and Medical Sciences, Mathematical and Computational Sciences, Agricultural Sciences
              Age Limit (India)Not more than 30 years as of April 1, 2025
              Other ConditionStudents who already have foreign fellowships are not eligible
              Application Deadline10th December, 2025

              Benefits:

              BenefitDetails
              Monthly Stipend (India → France)EUR 1710 (INR 1,75,673)/month for Indian fellows in France and additional support (up to EUR 500/INR 51,366)
              Carte de SejourFrench residence permit for non-European nationals (if any)
              AirfareRound-trip international airfare (economy class)
              Health InsuranceProvided for the entire duration of stay
              Research SupportSupport for contingency expenses and visa fees

              Telangana Overseas Scholarship Schemes

              The Telangana Overseas Scholarship Schemes are state-funded programs by the Government of Telangana to support students from SC, ST, BC, Minority, and EBC communities in pursuing higher education abroad. These include schemes like Ambedkar Overseas Vidya Nidhi (SC), Mahatma Jyothiba Phule Overseas Vidya Nidhi (BC & EBC), etc. The schemes cover tuition fees, living expenses, and travel costs.

                Scholarship Overview:

                CategoryDetails
                Who it is offered toScheduled Castes (SC)
                Scheduled Tribes (ST)
                Backward Classes (BC)
                Minorities
                Economically Backward Classes (EBC)
                CitizenshipMust be a domicile of the Telangana state
                Academic QualificationMust have secured admission in a foreign university for PG or PhD programs
                Income LimitAnnual family income must not exceed the limit set per category (as per the latest guidelines)
                Minimum MarksAt least 60% marks in a qualifying degree. Eligible score in GRE/GMAT and English Proficiency Tests as per the selected scheme.
                Eligible CountriesSelect countries including the USA, UK, Australia, Canada, Singapore, Germany, New Zealand, Japan, France, and South Korea. (varies by scheme)
                Application Deadline19-11-2025 at 5.00 PM

                Benefits:

                BenefitDetails
                Tuition Fee SupportTuition fee reimbursement up to INR 20 lakhs (varies by scheme)
                Travel CostsOne-way economy airfare from India to the study destination
                Health InsuranceCovered under certain schemes (refer to specific guidelines)
                Disbursement MethodFunds are directly credited to the student’s bank account in instalments

                Eligibility Criteria for Indians to Study Abroad

                Indian government scholarships require students to meet certain academic, financial, and legal conditions. These can vary by country and course, but some core requirements remain the same.

                • Completed required education (Class 12 for UG, degree for PG)
                • Minimum 60% marks (varies by university)
                • English proficiency test (IELTS/TOEFL)
                • Standardised tests (GRE/GMAT/SAT) if required
                • Valid passport and student visa
                • An admission letter from a recognised foreign university
                • Proof of funds or scholarship for tuition and living expenses
                • Meets age, income, and merit criteria for government scholarships

                How to Apply for Government Scholarships

                Applying through the National Scholarship Portal (NSP) involves a few key steps. All actions must be completed on the official website.

                Steps to Apply

                The NSP portal lists government scholarships for college students each year. Here’s a quick guide on how to apply:

                • Registration
                  • Go to the NSP login site and click on “New Registration.”
                  • Read the instructions carefully.
                  • Keep Aadhaar number (or enrollment ID), mobile number, email, academic documents, and bank details ready.
                  • Fill in your personal details and create a password.
                  • Verify using OTP and complete face authentication via the NSP OTR app if required.
                  • You will get a One-Time Registration (OTR) number—save it for future use.
                • Login and Application
                  • Click on “Student Login” and enter your OTR/Application ID and password.
                  • On first login, reset your password.
                  • Select your scholarship scheme and fill out the application with academic and personal details.
                  • Upload required documents.
                  • Review and click Final Submit. You cannot make changes after submission.
                • Track Application Status
                  • Log in to your NSP account.
                  • Use the “Track Application Status” option in the dashboard.

                Required Documents

                These documents must be scanned and uploaded during the application. Ensure that all details match exactly with the information provided in the application form.

                • Aadhaar Card or other government ID (e.g., PAN)
                • Income Certificate from a competent authority
                • Caste Certificate (if applicable)
                • Bank passbook or account details
                • Educational certificates (marksheets, admission proof)
                • Domicile Certificate (if required by state-specific schemes)

                Tips for a Successful Application

                A strong scholarship application can increase your chances of being selected for a study abroad scholarship. Follow these tips to stand out and avoid common mistakes:

                • Start early: Don’t wait for the last date, gather documents and begin your application well in advance.
                • Read guidelines carefully: Each scholarship has specific rules. Follow them word-for-word.
                • Write a strong essay: Focus on your goals, achievements, and why you deserve the scholarship. Be clear and honest.
                • Avoid document errors: Double-check spellings, dates, and numbers. Mismatched details may lead to rejection.
                • Upload clear scans: Blurry or incomplete documents may be marked invalid. Use high-quality scans only.
                • Keep copies of everything: Save your application ID, submitted form, and uploaded files for reference.
                • Track your status: Regularly check your NSP or PFMS account to stay updated on application progress.

                Make the Most of Indian Government Scholarships

                Indian government scholarships can significantly reduce the financial burden of studying abroad. With the right planning, documents, and deadlines in place, you can improve your chances of being selected.

                Need help preparing a strong application or choosing the right course? Leap Scholar offers expert guidance to support your study abroad journey. Our counsellors advise students on how to get scholarship to study abroad based on their marks and goals. Start your scholarship application plan today!

                Frequently Asked Questions (FAQs)

                • How to apply for government scholarships in India?

                  You can apply through the official National Scholarship Portal (NSP). Register, log in, choose your scheme, fill out the application form, upload the required documents, and submit.

                • What are the eligibility criteria for government scholarships in India?

                  Eligibility varies by scheme, but common criteria include:

                  – Indian citizenship
                  – Minimum 60% marks (varies by scheme)
                  – Family income below a certain limit
                  – Admission to a recognised course or institution

                • Are there scholarships for girls by the Indian government?

                  Yes. Several scholarships are designed specifically for girls, such as:
                  – Pragati Scholarship (AICTE)
                  – CBSE Udaan
                  – Post Matric Scholarships for Girls (Minorities, SC/ST)

                • What is the last date to apply for government scholarships in 2026?

                  Most scholarships open between July and October 2026. Exact deadlines depend on the scheme and will be announced on the NSP portal and official ministry websites.

                • Are there scholarships for SC/ST students in India?

                  Yes. Key scholarships include:

                  – Post Matric Scholarship for SC/ST Students
                  – Top Class Education Scheme for SCs
                  – National Overseas Scholarship for SCs and STs

                Avatar photo
                Krutika Thalnerkar

                Senior Content Writer | Leap Scholar

                Krutika has spent the last 4.5 years writing for students who dream of studying abroad. Her experience spans everything from university applications to housing tips and visa guidance all aimed at making the journey smoother and simpler. As a Senior Content Writer at Leap, she brings her deep understanding of the study abroad process to every piece she writes, helping students make informed and confident choices about their global education.

                Articles: 40

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