If youโre planning to study in Canada in 2026, two things matter most: cost and visa eligibility. With higher financial requirements in place, choosing an affordable university has become one of the smartest ways to study in Canada without stretching your budget.
Canadaโs updated cost-of-living requirement now stands at around CAD 22,895(approx INR 15,17,753), which means your choice of university directly impacts how much proof of funds you need. While undergraduate study permits are capped, Masterโs programs at public universities remain a strong option, offering good value, a 3-year PGWP, and solid career outcomes.
This guide lists the top 15 affordable universities in Canada for 2026, helping you stay compliant with new rules while keeping your study-abroad plans on track.
Why Indian Students Choose Affordable Universities
Choosing universities in Canada for international students with lower tuition isnโt just about saving money; itโs a smart way to strengthen your visa application. Here is why looking for a cheap university in Canada for international students is often the best choice:
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- Easier Financial Proof: To secure your visa, the UK Home Office requires you to show proof of funds for your first yearโs tuition plus living costs (known as maintenance). As of 2026, the living cost requirement for universities outside London is ยฃ1,171 per month for up to 9 months, totalling ยฃ10,539 (approx. โน12.6 Lakhs).
- Faster Recovery of Costs: By spending less on fees at cheap universities in Canada, you can pay off education loans much quicker once you start working.
- High Quality, Low Price: In Canada, "cheap" doesn't mean "bad." Public institutions like New Brunswick University or Brandon University are highly respected by employers.
- Lower Risk of Visa Rejection: Showing you can comfortably afford your studies reduces the chance of a visa officer doubting your financial stability.
Simple Tip: Focus on provinces like Manitoba or the Atlantic region. They offer the best balance of low tuition and affordable living costs.
Top 15 Cheap Universities in Canada for Indian Students (2026)
1. Wrexham University
If youโre looking for a close-knit community where you arenโt just a number, Wrexham in Wales is a fantastic choice. It is consistently one of the absolute cheapest options in the UK. Since it's a smaller town, your monthly budget won't take nearly the hit it would in a big city, and the local vibe is incredibly welcoming to Indian students.
The Investment:
- Undergrad: Approx. ยฃ12,500 โ ยฃ14,500 (โน13.7 โ 15.9 Lakhs) per year.
- Postgrad: Approx. ยฃ11,000 โ ยฃ13,500 (โน12.1 โ 14.8 Lakhs) per year.
Help with your Fees: If you need some extra financial help, definitely check out the International Scholarship, which can knock ยฃ2,000 (โน2.2 Lakhs) off your bill automatically.
Best Courses Offered: Computer Science, Cyber Security, Game Art, and MBA.
Why you will love it here: They use an "Active Learning Framework" where you don't just sit through dry lectures. You'll tackle real industry challenges, like building sustainable energy grids in Engineering or developing playable levels in Unreal Engine 5 for Game Art.
Post-Study Work & Career Support: Their ASK: Careers team is legendary. They have deep ties with local giants like Toyota and the BBC, helping you land part-time work that leads straight into your 2-year Graduate Visa.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| Not Ranked | Sep / Jan | 60% in Class 12; IELTS 6.0 |
2. University of Chester
Chester is a stunning, historic city that gives you that "classic British" university feel. Itโs known for high student satisfaction because the support here is top-tier. It's the perfect middle ground if you want a prestigious-feeling campus without the crazy London price tag.
The Investment:
- Undergrad: Approx. ยฃ14,950 (โน16.4 Lakhs) per year.
- Postgrad: Approx. ยฃ15,500 (โน17.0 Lakhs) per year.
Help with your Fees: You can grab the International Scholarship Award, which provides between ยฃ1,000 and ยฃ3,000 (โน1.1 โ 3.3 Lakhs) off tuition based on your academic marks.
Best Courses Offered: Business Management, Public Health, Accounting, and Psychology.
Why you will love it here: Youโll love the "Chester Credentials" program. These are free extra certifications you earn while studying (like digital literacy or leadership) to make your resume "future-proof" for UK employers.
Post-Study Work & Career Support: They offer 30-week placements for many Master's students. Their career service acts as a direct bridge to a full-time job during your Graduate Route stay.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 1001-1200 | Sep / Jan | 60% in Class 12; IELTS 6.5 (PG) |
3. Teesside University
Teesside is the place to be if you're a tech or gaming enthusiast. Located in Middlesbrough, they've invested over ยฃ300m into their campus. Itโs modern, edgy, and the rent in this area is some of the cheapest in the UK.
The Investment:
- Undergrad: Approx. ยฃ17,000 (โน18.7 Lakhs) per year.
- Postgrad: Approx. ยฃ17,000 (โน18.7 Lakhs) per year.
Help with your Fees: Check the Global Excellence Scholarship, which offers a ยฃ2,500 (โน2.7 Lakhs) fee waiver for your first year.
Best Courses Offered: Animation, Game Design, Data Science, and Chemical Engineering.
Why you will love it here: They are an Adobe Creative Campus, so you get the full Adobe suite for free! Active learning here means pitching game concepts to industry panels in their dedicated high-tech studios.
Post-Study Work & Career Support: They host massive recruitment fairs and have a dedicated "Student Life" hub to help you land part-time jobs that lead to permanent roles under the Graduate Visa.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 801-1000 | Sep / Jan / May | 65% in Class 12; IELTS 6.0 |
4. University of Sunderland
Sunderland offers a coastal campus in the North with very low rental prices. Itโs a super career-focused school with massive ties to the NHS and local automotive giants like Nissan.
The Investment:
- Undergrad: Approx. ยฃ16,000 (โน17.6 Lakhs) per year.
- Postgrad: Approx. ยฃ16,500 (โน18.1 Lakhs) per year.
Help with your Fees: Most Indian students are eligible for an automatic International Scholarship of ยฃ1,500 (โน1.6 Lakhs).
Best Courses Offered: Pharmacy, Nursing, Tourism Management, and MBA.
Why you will love it here: Youโre right by the sea! For active learning, Pharmacy students use a simulated hospital ward and mock pharmacy to practice real patient interactions before they ever step into a real clinic.
Post-Study Work & Career Support: Their Sunderland Futures program connects you directly with local industries like Nissan and the NHS, giving you a head start on your 2-year work permit.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 741-750 | Sep / Jan | 60% in Class 12; IELTS 6.0 |
5. University of Cumbria
If you love nature more than skyscrapers, Cumbria is your spot. Located near the beautiful Lake District, itโs a young, modern university where the labs and libraries are top-notch.
The Investment:
- Undergrad: Approx. ยฃ13,575 (โน14.9 Lakhs) per year.
- Postgrad: Approx. ยฃ15,000 (โน16.5 Lakhs) per year.
Help with your Fees: The Cumbria International Scholarship is a big help, saving you up to ยฃ4,500 (โน4.9 Lakhs) total across a three-year degree.
Best Courses Offered: Public Health, Wildlife Conservation, Project Management, and Nursing.
Why you will love it here: Youโll be studying in a World Heritage Site. Active learning involves field-based research in the Lake District, where youโll collect data for environmental or conservation projects.
Post-Study Work & Career Support: They focus on work-based learning, with many courses including placements in healthcare or environmental sectors, high-demand areas for Skilled Worker sponsorship later on.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 1201-1400 | Sep / Jan | 60% in Class 12; IELTS 6.0 |
6. University of Bolton
Bolton is a "teaching-intensive" university, which is just a fancy way of saying they care more about your classroom experience and career than big research papers. Itโs located just outside Manchester, so you get the city life without the city rent.
The Investment:
- Undergrad: Approx. ยฃ15,950 (โน17.5 Lakhs) per year.
- Postgrad: Approx. ยฃ15,950 (โน17.5 Lakhs) per year.
Help with your Fees: The International Merit Scholarship provides an automatic 25% tuition fee reduction for students with strong academic results.
Best Courses Offered: Motorsport Engineering, Global Healthcare Management, and Civil Engineering.
Why you will love it here: For active learning, Motorsport students work directly on racing cars in high-tech workshops. Itโs hands-on from day one.
Post-Study Work & Career Support: They boast a 95% graduate employment rate. Their Enterprise Hub even supports students who want to start their own business on their 2-year Graduate Visa.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| Not Ranked | Sep / Jan | 60% in Class 12; IELTS 6.0 |
7. Leeds Beckett University
Leeds is arguably the best student city in the UK. Itโs vibrant and full of energy. Leeds Beckett is known for being incredibly practical, preparing you to walk straight into a job in the city's massive finance or legal sectors.
The Investment:
- Undergrad: Approx. ยฃ15,000 (โน16.5 Lakhs) per year.
- Postgrad: Approx. ยฃ16,000 (โน17.6 Lakhs) per year.
Help with your Fees: The International Student Scholarship offers between ยฃ1,000 to ยฃ5,000 (โน1.1 โ 5.5 Lakhs) off your tuition fees.
Best Courses Offered: Sports Science, Business & Management, and Data Science.
Why you will love it here: Rated 5 stars for employability, youโll love the "Global Outlook" training built into every degree to prepare you for an international career.
Post-Study Work & Career Support: They have links with brands like Apple and Porsche. Their Beckett Careers team offers support for up to 5 years after you graduate, including an AI-powered CV reviewer.
| QS Ranking | Intake Timelin | Academic Requirements |
|---|---|---|
| 1001-1200 | Sep / Jan | 60% in Class 12; IELTS 6.0 |
8. University of Wolverhampton
Known as the "University of Opportunity," Wolverhampton is in the heart of the UK. They focus heavily on giving students industry placements and the "soft skills" you need to stay and work in the UK.
The Investment:
- Undergrad: Approx. ยฃ15,950 (โน17.5 Lakhs) per year.
- Postgrad: Approx. ยฃ16,950 (โน18.6 Lakhs) per year.
Help with your Fees: The Lord Paul Excellence Scholarship can offer up to ยฃ4,000 (โน4.4 Lakhs) off in your first year for Indian students with strong marks.
Best Courses Offered: Law, Aerospace Engineering, and Biomedical Science.
Why you will love it here: The WLV Sport scene is huge! Itโs a great way to meet local friends. For active learning, Engineering students use 3D printing and flight simulators to solve real design problems.
Post-Study Work & Career Support: They have established placement schemes with partners like Wolverhampton Wanderers FC, helping you build a network fast before applying for your Graduate Visa.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 1001-1200 | Sep / Jan | 60% in Class 12; IELTS 6.0 |
9. University of Bedfordshire
Bedfordshire is perfect if you want to be 30 minutes away from London but pay much lower rent. Itโs an incredibly inclusive campus that's very popular with Indian PG students looking for great value.
The Investment:
- Undergrad: Approx. ยฃ16,750 (โน18.4 Lakhs) per year.
- Postgrad: Approx. ยฃ14,500 โ 16,900 (โน15.9 โ 18.6 Lakhs) per year.
Help with your Fees: The Vice-Chancellor's Scholarship provides an automatic ยฃ1,000 (โน1.1 Lakhs) discount for almost all international students.
Best Courses Offered: MBA with Professional Practice and Computer Science.
Why you will love it here: They have "SiD" (Student Information Desk) teams that handle everything from finance to finding a part-time job; itโs like having a personal assistant on campus.
Post-Study Work & Career Support: Their "Beds Career Builder" is a lifetime service. They host regular job fairs with London-based firms specifically looking for international graduates.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 1201-1400 | Sep / Jan / Jun | 60% in Class 12; IELTS 6.0 |
10. Staffordshire University
Staffordshire is the UKโs "Digital University." If youโre into gaming, coding, or AI, this is your spiritual home. They are always years ahead of the curve in technology and creative industries.
The Investment:
- Undergrad: Approx. ยฃ16,750 (โน18.4 Lakhs) per year.
- Postgrad: Approx. ยฃ16,750 โ 19,000 (โน18.4 โ 20.9 Lakhs) per year.
Help with your Fees: The SMART Scholarship is a guaranteed ยฃ3,000 (โน3.3 Lakhs) discount for every year of your study, which is a massive help for your budget.
Best Courses Offered: Video Game Design, Cyber Security, and Artificial Intelligence.
Why you will love it here: You can join the Esports society or work at Unitemps (the on-campus job agency) to earn money while you study.
Post-Study Work & Career Support: They offer international work placements and a dedicated platform to chat with graduates successfully working in the UK tech sector on their Graduate Visa.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 1001-1200 | Sep / Jan | 60% in Class 12; IELTS 6.0 |
11. York St John University
York St John is in the beautiful city of York, known for being one of the safest and most historic spots in England. Itโs a small, community-focused university where youโll feel at home from day one.
The Investment:
- Undergrad: Approx. ยฃ14,000 (โน15.4 Lakhs) per year.
- Postgrad: Approx. ยฃ10,300 โ 13,360 (โน11.3 โ 14.7 Lakhs) per year.
Help with your Fees: Grab the Undergraduate Scholarship of ยฃ1,000 (โน1.1 Lakhs) and look for the 5% early payment discount if you pay your fees upfront.
Best Courses Offered: Creative Writing, Sports Science, and Biomedical Science.
Why you will love it here: The campus is stunning and right next to the city centre. Active learning for Sports Science students happens in professional-grade labs used by local athletic teams.
Post-Study Work & Career Support: They have a high graduate employment rate, and the careers team focuses on 1-on-1 coaching to help you tailor your resume for the UK job market.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| Not Ranked | Sep / Jan | 50-60% in Previous Degree; IELTS 6.0 |
12. University of the West of Scotland (UWS)
UWS has several campuses across Scotland and one in London. It is known for its focus on vocational skills and strong links to industry, particularly in health and technology.
The Investment:
- Undergrad: Approx. ยฃ14,500 โ 17,500 (โน15.9 โ 19.2 Lakhs) per year.
- Postgrad: Approx. ยฃ15,500 โ 19,000 (โน17.0 โ 20.9 Lakhs) per year.
Help with your Fees: The UWS Global Scholarship provides a ยฃ1,500 (โน1.6 Lakhs) reduction for international students.
Best Courses Offered: Business Management, Computing, and Nursing.
Why you will love it here: Scottish people are famously friendly! For active learning, Computing students work on live software projects for real regional companies in the universityโs tech hubs.
Post-Study Work & Career Support: UWS graduates are highly sought after by local Scottish businesses. The career service helps you find local internships that often turn into full-time roles under the Graduate Route.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 1001-1200 | Sep / Jan | 60% in Class 12; IELTS 6.0 |
13. University of Suffolk
Suffolk is a newer university with a modern, dockside campus in Ipswich. Itโs perfect for students looking for an innovative, entrepreneurial atmosphere.
The Investment:
- Undergrad: Approx. ยฃ15,090 โ 18,380 (โน16.6 โ 20.2 Lakhs) per year.
- Postgrad: Approx. ยฃ15,210 โ 19,100 (โน16.7 โ 21.0 Lakhs) per year.
Help with your Fees: The International Merit Scholarship offers an automatic ยฃ1,000 โ ยฃ2,000 (โน1.1 โ 2.2 Lakhs) discount based on your entry grades.
Best Courses Offered: Digital Film Production, Business Management, and Health Sciences.
Why you will love it here: Youโll love the "Early Bird Incentive"; if you accept your offer early, you get an extra financial boost to support your move.
Post-Study Work & Career Support: Being near the tech-heavy "Silicon Fen" area, the university has excellent links with digital firms, helping you land roles in high-growth sectors.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| Not Ranked | Sep / Jan | 60% in Class 12; IELTS 6.0 |
14. Anglia Ruskin University (ARU)
With campuses in Cambridge and Chelmsford, ARU is a big, ambitious university. They are especially famous for their medical and health sciences programs and focus heavily on employability.
The Investment:
- Undergrad: Approx. ยฃ16,700 โ 17,500 (โน18.4 โ 19.2 Lakhs) per year.
- Postgrad: Approx. ยฃ16,500 โ 19,000 (โน18.1 โ 20.9 Lakhs) per year.
Help with your Fees: ARU offers the GREAT Scholarship (worth ยฃ10,000) and an automatic International Excellence Scholarship of up to ยฃ4,000 (โน4.4 Lakhs).
Best Courses Offered: Nursing, MBA, and Automation & Robotics.
Why you will love it here: You get to study in Cambridge, one of the most famous student cities in the world. Active learning for Robotics students involves working on robotic surgery sims and autonomous drones.
Post-Study Work & Career Support: They are ranked top in the UK for graduate employability. Their career hub, ARU Employability, provides dedicated support for international students looking for UK-based roles.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 801-1000 | Sep / Jan | 60-65% in Class 12; IELTS 6.5 |
15. University of Central Lancashire (UCLan)
UCLan, based in Preston, is one of the largest universities in the UK. It is known for its incredible student facilities and its massive Engineering Innovation Centre.
The Investment:
- Undergrad: Approx. ยฃ16,500 (โน18.1 Lakhs) per year.
- Postgrad: Approx. ยฃ16,500 (โน18.1 Lakhs) per year.
Help with your Fees: The International Bursary provides an automatic ยฃ1,000 (โน1.1 Lakhs) reduction, and high-achievers can apply for the ยฃ3,000 (โน3.3 Lakhs) scholarship.
Best Courses Offered: Engineering, Business, and Art & Design.
Why you will love it here: Youโll be using the ยฃ35 million Engineering Innovation Centre. For active learning, Business students run real commercial projects through the university's award-winning incubation hub.
Post-Study Work & Career Support: Their MBA with Professional Placement is designed for international students, giving you a year of UK work experience as part of your degree.
| QS Ranking | Intake Timeline | Academic Requirements |
|---|---|---|
| 801-1000 | Sep / Jan | 60% in Class 12; IELTS 6.5 (PG) |
How to Apply to Canadian Universities (2026 Step-by-Step Guide)
Applying to a university in Canada is a straightforward process, but for the 2026 Canada intake, timing is everything. With the new study permit caps and the Provincial Attestation Letter (PAL) requirement, you should ideally start your preparation 8โ12 months before your course begins.
Whether you are targeting the popular September (Fall) intake or the January (Winter) intake, following this systematic plan will help you stay ahead of deadlines and submit a high-quality application.
Step 1: Shortlist Your Universities
Start by researching public Designated Learning Institutions (DLIs) that fit your budget. Look for universities in provinces like Manitoba, Saskatchewan, or the Atlantic region for the best balance of low tuition and high ROI.
- Leap Scholar Tip: Always verify if your chosen program is eligible for a Post-Graduation Work Permit (PGWP) before applying.
Step 2: Collect Your Documentation
Gathering your "Application Kit" early prevents last-minute stress. You will generally need:
- Academic Records: All mark sheets and degree certificates (translated if not in English).
- English Proficiency Scores: Results from IELTS (aim for 6.5 overall), TOEFL, or PTE.
- Statement of Purpose (SOP): A personal essay explaining why you chose Canada and this specific course.
- Letters of Recommendation (LORs): Typically, two from professors or previous employers.
- Passport Copy: A clear photocopy of the information pages.
Step 3: Submit Your Application Online
Create an account on the universityโs official portal (or provincial portals like OUAC for Ontario). Fill in your personal and academic details carefully and upload your scanned documents.
Step 4: Pay the Application Fee
Each university charges a non-refundable fee to process your file, typically ranging from $CAD 100 to $CAD 200 (approx. โน6,300 โ โน12,700). This must be paid online via credit card to finalize your submission.
Step 5: Receive Your Letter of Acceptance (LOA)
If you meet the criteria, the university will issue an official Offer Letter. For 2026, once you accept this offer and pay your tuition deposit, the university will also help you secure your Provincial Attestation Letter (PAL), which is mandatory for most undergraduate visa applications.
Step 6: Apply for Your Study Permit
With your LOA and PAL in hand, you can now apply for your Canadian study permit. You must show proof of identity, your acceptance letter, and evidence that you have the required $CAD 22,895 (approx. โน14.5 Lakhs) plus first-year tuition in your bank account or GIC.
Conclusion
Choosing an affordable university is the most effective strategy for Indian students to navigate Canadaโs competitive 2026 visa landscape. By selecting a low-tuition institution, you significantly lower the total "Proof of Funds" required, making it easier to meet the updated $CAD 22,895$ (approx. โน14.5 Lakhs) living expense threshold. This approach not only reduces your financial stress but also proves to visa officers that you have a sustainable and realistic plan, directly improving your chances of study permit approval under the new permit caps.
At Leap Scholar, we are here to turn these strategic choices into your success story. From shortlisting high-ROI universities in student-friendly provinces like Manitoba and Newfoundland to navigating the new Provincial Attestation Letter (PAL) requirements, our mentors provide the end-to-end support you need. Whether it's securing a 6.5+ IELTS band or finding the right education loan, we ensure your journey to Canada in 2026 is planned with precision and confidence.
Frequently Asked Questions
-
Is it cheap to study in Canada?
As a general guide, international undergraduate tuition typically ranges from CAD $25,000โ$65,000+ per year, while graduate tuition often ranges from CAD $8,000โ$45,000+ per year (course-based business, engineering, and professional programs sit at the higher end).
-
Which is the cheapest place to study in Canada?
The most affordable place in the country for undergraduate study is often considered to be Winnipeg, Manitoba. With its lower cost of living than major urban centres, Winnipeg offers international students a budget-friendly option for pursuing higher education.
-
Is Canada costly than India?
Food costs in Canada are 502.67% more expensive than in India. Housing rent in Canada is 750.90% higher than in India. Healthcare expenses in Canada are 28 times greater than in India. Transportation costs in Canada exceed those in India by 100.23%.
-
Which course is in most demand in Canada?
Computer Science & IT.
Nursing and Health Sciences.
Business Analytics & Data Science.
Engineering (Mechanical, Civil, Electrical)
Environmental Science & Sustainability.
Early Childhood Education.
Skilled Trades. -
Which part of Canada is the cheapest?
Regina, Saskatchewan. Regina sits in Saskatchewan's heart.
Quebec City, Quebec. Quebec City is old and cheap.
Winnipeg, Manitoba. Winnipeg is a bigger city, but still cheap.
Moncton, New Brunswick.



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