Sweden, a Nordic gem renowned for its rich history, clean environment, and progressive social policies, has emerged as a popular destination for Indian students seeking a transformative educational experience. As of 2024, the number of Indian students enrolled in Swedish universities and colleges surpassed 2,000, reflecting the country’s growing appeal among those seeking a world-class education coupled with a high quality of life.
As of 2024, Stockholm, the capital city of Sweden, ranks 22nd worldwide, in terms of student view, affordability, and employer activity. While the cost of living in Sweden can be high, the Swedish government and universities offer various financial aid options and support services to help students manage their expenses.
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Key Highlights
| Topic | Important Points |
| Average Cost of Living in Sweden | Estimated budget: INR 75,000 – INR 1L per month. |
| Cost of Living in Stockholm | Estimated monthly cost: INR 1L . |
| Cost of Living in Gothenburg | Estimated monthly cost: INR 90,000. |
| Cost of Studying in Sweden for Indian Students | Public university tuition fees: approximately INR 4L – INR 12L per year. |
| Scholarships to Reduce the Cost of Studying for International Students | Swedish Institute Scholarships (up to INR 90,000 per month) University-Specific Scholarships (approx. INR 70,000 per month) Corporate Scholarships (approx. INR 70,000 per month) Bilateral Scholarships (approx. INR 70,000 per month) |
Currency, Payment Methods, and Budgeting
The Swedish Krona (SEK) is the official currency of Sweden. Its exchange rate plays a crucial role in determining the affordability of living expenses in Sweden for international students. As of May 2024, 1 INR is equivalent to approximately 0.13 SEK, offering a relatively favourable exchange rate for Indian students.
Sweden is a highly digitised society, with cashless payments being the norm. International students can easily access various digital payment methods, including mobile wallets, contactless cards, and online banking apps. This digital payment adoption makes budgeting and managing expenses more streamlined for those unfamiliar with the local currency.
Cost of Living in Sweden (Accommodation)
Housing expenses often account for a significant portion of a student’s budget in Sweden. However, the country offers a range of accommodation options to suit various preferences and budgets. As of 2024, around 60% of students in Sweden choose to live in rented accommodation.
| City | Average Monthly Rent for 1BR Apartment (INR) |
| Stockholm (City Center) | INR 1.2L |
| Stockholm (Outside City Center) | INR 78,000 |
| Gothenburg | INR 88,000 |
| Malmö | INR 73,000 |
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Cost of Living in Sweden: Student Accommodation
University-provided accommodation can significantly reduce the Sweden living cost per month for students. This is why approximately 40% of international students in Sweden prefer to stay on-campus or affiliated housing options.
| University | Type of Accommodation | Price Range (per month) |
| Lund University | Corridors, Student Housing Complexes | INR 22,400 – INR 40,000 |
| Uppsala University | Student Housing, Private Rentals | INR 24,000 – INR 48,000 |
| KTH Royal Institute of Technology | Student Housing, Private Rentals | INR 32,000 – INR 56,000 |
| Chalmers University of Technology | Residential Halls, Apartments | INR 28,000 – INR 44,000 |
Please note: Prices may vary depending on the specific accommodation type, amenities, and occupancy (single or shared).
Education Costs for International Students
Swedish universities consistently rank among the top institutions globally, with several universities featuring in the QS World University Rankings’ top 100 list, such as Lund University (85th), and KTH Royal Institute of Technology (73rd). Here’s an overview of typical education costs in Sweden.
| Education Level | Estimated Annual Fees (INR) |
| Private Preschool/International School | INR 4L – INR 12L |
| Public University (Undergraduate) | INR 4L – INR 8L |
| Public University (Postgraduate) | INR 6L – INR 12L |
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Average Tuition Fees at Top 4 Universities in Sweden
Sweden is home to several world-renowned universities, offering high-quality education across various disciplines. As of 2024, over 2,000 Indian students were enrolled in Swedish universities.
Here are the tuition fees for some top institutions.
| University and QS World Ranking | Tuition Fees (per year) |
| Lund University (Rank: 85) | INR 5L – INR 8L |
| Uppsala University (Rank: 105) | INR 5L – INR 8L |
| KTH Royal Institute of Technology (Rank: 73) | INR 6L- INR 8L |
| Chalmers University of Technology (Rank: 129) | INR 6L – INR 8L |
Also Read: MBA in Sweden for Indian Students 2024: Fees & Colleges
Top 4 Scholarships to Reduce the Cost of Studying for International Students
To make higher education more accessible to international students, the Swedish government, universities, and various organisations offer a range of scholarships and financial aid opportunities.
As of 2023, over 1,200 international students received scholarships to pursue their studies in Sweden.
| Scholarship | Amount | Eligibility |
| Swedish Institute Scholarships | Up to INR 90,000 per month | Based on academic merit, country of origin, and program of study |
| University-Specific Scholarships | Varies (approximately INR 70,000 per month) | Offered by individual universities, criteria vary |
| Corporate Scholarships | Varies (approximately INR 70,000 per month) | Sponsored by Swedish companies, often industry-specific |
| Bilateral Scholarships | Varies (approximately INR 70,000 per month) | Offered through partnerships between Sweden and other countries |
Also Read: KTH Scholarship – Eligibility, Benefits, How to Apply!
Top 7 High-Paying Jobs That Breakeven Initial Investment in Studying
Sweden offers various employment opportunities for Indian students, allowing them to gain valuable work experience. However, it’s important to note that regulations and restrictions may vary based on the student’s visa status and the type of employment. Some of the top companies hiring in Sweden include Volvo, Ericsson, IKEA, Spotify, and H&M. The top 7 highest-paying jobs are listed below.
| Job Title | Average Annual Salary (INR) |
| Doctor | INR 48L |
| Bank Manager | INR 85L |
| Chief Executive Officer | INR 90L |
| Chief Financial Officer | INR 77L |
| College Professor | INR 35L |
| Pilot | INR 38L |
| Marketing Director | INR 54L |
Please note that these figures are approximate and can vary depending on factors such as the employer, industry, and the student’s qualifications and experience.
Cost of Living in Sweden (Utility Expenses)
Utility costs in Sweden can be relatively high, contributing to the overall cost of living. The average monthly utility bill for a small apartment, including electricity, heating, and internet, can reach up to INR 12,000. Sweden’s harsh winters necessitate higher heating costs, which can significantly impact utility expenses.
| Utility | Average Monthly Cost (INR) |
| Electricity | INR 2,400 – INR 4,000 |
| Heating | INR 4,000 – INR 6,400 |
| Internet | INR 1,600 – INR 2,400 |
| Mobile | INR 800 – INR 1,600 |
| Total | INR 8,000 – INR 12,000 |
Cost of Living in Sweden (Transportation Costs)
Sweden boasts an efficient and extensive public transportation system, making it easy for students to explore cities and surrounding areas. A monthly public transport pass costs around INR 8,000, providing access to buses, trains, and the metro in major cities like Stockholm and Gothenburg.
| Transportation | Monthly Cost in INR |
| One-way Ticket (Local Transport) | INR 326 |
| Monthly Pass (Regular Price) | INR 8,000 |
| Taxi Start (Normal Tariff) | INR 470 |
| Taxi 1km (Normal Tariff) | INR 230 |
| Taxi 1 hour Waiting (Normal Tariff) | INR 4,400 |
| Gasoline (1 litre) | INR 156 |
Cost of Living in Sweden for Indian Families
The cost of living for research students or married students is higher than that of single undergraduate students. As of 2024, a family of four in Sweden needs to earn around INR 5L per month to maintain a comfortable standard of living. The estimated monthly cost of living in Gothenburg and Stockholm are as follows.
- The estimated monthly cost of living in Stockholm for a family of four: is INR 3L
- The estimated monthly cost of living in Gothenburg for a family of four: is INR 2L
Please note: These estimates include costs for rent, groceries, utilities, and other living expenses in Sweden but may vary based on individual family circumstances and lifestyle choices.
Cost of Living in Sweden Compared to India
Although the cost of living in Sweden can be a tad higher than the cost of living in India, it can be easily offset by scholarships and social welfare benefits. Besides, students who graduate from Sweden get very high-paying jobs (discussed later on in this guide), which breaks even the initial investment within 1-2 years. As of 2024, around 42,000 Indian citizens are currently residing in Sweden, accounting for a small but growing Indian community in the country. Here’s a quick comparison to illustrate the difference.
| Expense Category | Average Cost of Living in Sweden per Month (INR) | India (Estimated Monthly Average in INR) |
| Accommodation (1BR Apartment) | INR 40,000 – INR 75,000 | INR 12,000 – INR 28,000 |
| Utilities | INR 8,000 – INR 12,000 | INR 1,500 – INR 3,500 |
| Transportation | INR 8,000 | INR 800 – INR 1,500 |
| Food | INR 16,000 – INR 24,000 | INR 3,000 – INR 4,000 |
Please note: These are estimated figures, and actual costs may vary depending on individual lifestyles, spending habits, and city choices within each country.
Cost of Living in Sweden Compared to Other European Countries
Sweden’s cost of living is generally higher than many other European countries, but it is often balanced by the country’s high salaries, quality of life, and social welfare benefits. The Swedish government offers various financial support programs for residents, including housing allowances, child benefits, and subsidised healthcare and education. Here’s a comparison of the cost of living index and estimated monthly costs for a single person across various European cities.
| City | Cost of Living Index | Estimated Monthly Cost of Living in Sweden for a Single Person |
| Stockholm, Sweden | 68.8 | INR 1L |
| Copenhagen, Denmark | 79.0 | INR 1L |
| London, United Kingdom | 80.1 | INR 99,000 |
| Berlin, Germany | 65.7 | INR 81,000 |
| Paris, France | 75.4 | INR 1L |
Please note: The estimated monthly cost of living in Sweden for a single person is a rough estimate based on the Cost of Living Index and is provided for comparison purposes only. Actual costs may vary depending on individual circumstances and lifestyle choices.
Cost of Living in Sweden (Food and Dining Expenses)
While Sweden is known for its high-quality and often organic food options, dining out can be expensive. However, students can find affordable alternatives by exploring local markets, grocery stores, and budget-friendly dining options.
| Dining Option | Estimated cost (INR) |
| Meal, Inexpensive Restaurant | INR 1,100 |
| Meal for 2 People, Mid-range Restaurant, Three-course | INR 7,000 |
| McMeal at McDonalds (or Equivalent Combo Meal) | INR 800 |
Cost of Living in Sweden (Grocery Cost)
Groceries in Sweden can be relatively expensive, but shopping at local markets and discount supermarkets can help reduce costs. Here’s an overview of typical grocery prices.
| Item | Price in INR |
| Milk (regular), (1 litre) | INR 122 |
| Loaf of Fresh White Bread (500g) | INR 229 |
| Rice (white), (1kg) | INR 304 |
| Eggs (regular) (12) | INR 338 |
| Cheese (1kg) | INR 877 |
| Chicken Fillets (1kg) | INR 970 |
| Beef Round (1kg) | INR 1,481 |
| Apples (1kg) | INR 258 |
| Bananas (1kg) | INR 204 |
| Oranges (1kg) | INR 258 |
| Tomatoes (1kg) | INR 368 |
| Potatoes (1kg) | INR 129 |
| Onions (1kg) | INR 150 |
| Lettuce (1 head) | INR 189 |
| Water (1.5 litre bottle) | INR 116 |
Part-time Jobs for International Students to Reduce Cost of Living in Sweden
Swedish universities and student organisations often assist in connecting students with suitable job opportunities. As of 2024, over 60% of international students in Sweden engage in part-time work to support themselves financially during their studies.
Here are some common part-time jobs for students in Sweden.
| Job | Average Hourly Wage (INR) |
| Retail Sales Assistant | INR 930 – INR 1160 |
| Tutor/Teaching Assistant | INR 1160 – INR 1550 |
| Hospitality/Restaurant Worker | INR 930 – INR 1240 |
| Office Assistant | INR 1000 – INR 1400 |
| Delivery Services | INR 930 – INR 1160 |
Tips for International Students on Reducing the Cost of Living in Sweden
While Sweden is known for its high living standards, there are several strategies international students can employ to reduce their overall costs.
- Monitor exchange rates and use cost-effective international money transfer services to maximise your budget
- Explore student discounts and promotions offered by various establishments, including restaurants, museums, and transportation services
- Consider shared accommodation options like student housing or co-living spaces to split rental costs
- Cook meals at home and pack lunches to save on dining expenses
- Utilise the extensive public transportation system and consider investing in a bicycle for shorter distances
- Explore part-time job opportunities on campus or in the local community to supplement your income (you can work up to 20 hours per week and the minimum weekly wage is estimated to be around INR 15,000)
- Participate in student organisations and events that offer discounted or free activities and experiences
Summing Up
While the living expenses in Sweden can be higher compared to many other countries, it is often offset by the high quality of life, excellent social welfare system, and numerous opportunities for personal and professional growth. Here are the key features of living in Sweden as covered in the blog.
- High standard of living and quality of life
- Excellent education system with world-renowned universities
- Progressive social welfare policies and benefits
- Emphasis on sustainability and environmental consciousness
- Vibrant cities with rich cultural experiences
- Stunning natural landscapes and outdoor recreation opportunities
- Ample part-time job opportunities for students
- Efficient and eco-friendly public transportation system
Frequently Asked Questions
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Q: What is the cost of living in Sweden for Indian students per month?
A: The cost of living for international students in Sweden can vary considerably depending on factors such as the city, lifestyle choices, and accommodation type. Generally, students can expect to budget between INR 75,000 and INR 1L per month to cover expenses like accommodation, food, transportation, and other living costs.
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Q: Is it possible to work while studying in Sweden as an international student?
A: Yes, international students in Sweden are permitted to work part-time while pursuing their studies, subject to certain conditions and restrictions. The Swedish Migration Agency allows international students to work up to 20 hours per week during academic terms and full-time during breaks and holidays. Some popular part-time jobs are as follows.
Tutoring: Average hourly pay is INR 2,335
Customer Service Representative: Average hourly pay is INR 1,089
Receptionist: Average hourly pay is INR 1,043
Cashier: Average hourly pay is INR 1,011 -
Q: What is the minimum wage in Sweden, and how does it compare to the cost of living?
A: Sweden does not have a legally mandated national minimum wage. Instead, wages are typically set through collective bargaining agreements between unions and employers. However, the effective minimum wage in Sweden is estimated to be around INR 60,000 per month. While this wage level is relatively high compared to many other countries, the cost of living in Stockholm and Gothenburg is also higher.
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Q: Are there any specific visa requirements for international students in Sweden?
A: Yes, international students in Sweden are required to obtain a residence permit for study purposes before arriving in the country. This permit is typically valid for the duration of the student’s educational program, and the application process involves providing documentation such as an admission letter from the Swedish university, proof of sufficient funds (minimum INR 80,000 for one month), and a valid passport. The application fee for a Swedish residence permit for studies is approximately INR 11,000.
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Q: How does the average cost of living in Sweden compare to other popular study destinations in Europe?
A: Sweden’s cost of living is generally higher than many other European countries, but it is often balanced by the country’s high salaries, quality of life, and social welfare benefits. For instance, while the estimated monthly cost of living in Sweden for a single person is around INR 1L, it is slightly lower than cities like Copenhagen (INR 1.1L) and Paris (INR 1.09L), but higher than Berlin (INR 81,000).
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Q: What are some tips for budgeting and saving on the cost of living in Sweden?
A: Here are some useful tips for budgeting and saving on the cost of living in Sweden.
Opt for student housing or shared accommodation to reduce rental costs
Cook meals at home and pack lunches to save on dining expenses
Explore student discounts and promotions offered by various establishments
Utilise the efficient public transportation system and consider investing in a bicycle for shorter distances
Monitor exchange rates and use cost-effective international money transfer services
Limit unnecessary expenses and prioritise essential living costs. -
Q: How can international students open a bank account in Sweden?
A: International students can open a bank account in Sweden by following these general steps.
Choose a bank that offers accounts for non-residents or international students. Popular options include Swedbank, Nordea, and SEB
Visit the bank branch with your valid passport, residence permit, and proof of address (rental agreement or utility bill)
Provide any additional documents required by the bank, such as proof of enrollment or income
Complete the account opening application form and provide your personal and contact details
Make the minimum initial deposit required by the bank, which typically costs INR 2,000 -
Q: What are the healthcare options for international students in Sweden?
A: Sweden offers a comprehensive healthcare system that provides high-quality medical services to its residents, including international students. Here are the main healthcare options.
Public healthcare: International students can access the Swedish public healthcare system by paying an annual fee of around INR 8,000 – INR 12,000. This fee covers most healthcare services, including doctor visits, hospitalisation, and prescription medications.
Private healthcare: Sweden also has a well-developed private healthcare sector, which can be more expensive (around INR 31,000 per year) but often offers shorter waiting times and additional amenities. Private health insurance plans can be purchased separately -
Q: Are there any cultural considerations or customs to be aware of when living in Sweden?
A: Sweden is a multicultural society with a rich cultural heritage and a strong emphasis on equality and respect. Here are some cultural considerations for international students.
Punctuality is highly valued, and it’s important to be on time for appointments, meetings, and social gatherings
Swedes generally value personal space and privacy, so it’s advisable to avoid overly familiar or intrusive behaviour
Swedish society is highly egalitarian, with a focus on gender equality and respect for individual rights
Sustainability and environmental consciousness are deeply ingrained in Swedish culture, and it’s important to be mindful of recycling and energy conservation practices
Swedes often remove their shoes when entering someone’s home, so it’s a good idea to carry a pair of indoor slippers or socks. -
Q: Is it possible to find vegetarian and vegan food options in Sweden?
A: Yes, Sweden offers a variety of vegetarian and vegan food options, catering to different dietary preferences and lifestyles. Major cities like Stockholm and Gothenburg have a thriving vegetarian and vegan food scene, with numerous restaurants, cafes, and grocery stores offering plant-based options. Additionally, most Swedish supermarkets and grocery stores have dedicated sections for vegetarian and vegan products, making it easier for students to maintain their dietary choices.
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Q: How many Indian students are currently enrolled at Swedish universities?
A: As of 2024, over 2,000 Indian students were enrolled in various universities across Sweden. This number has been steadily increasing in recent years, reflecting Sweden’s growing appeal as a study destination for Indian students seeking high-quality education, a multicultural environment, and a unique cultural experience.
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Q: What are the accommodation options for families and partners of international students in Sweden?
A: While most university housing is geared towards single students, there are options available for international students who are accompanied by their families or partners. Many universities have a limited number of family accommodations, typically apartments or small houses, which can be applied for through the university’s housing office. However, these units are in high demand, so it’s advisable to apply as early as possible.
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