UK Student visa - Financial requirements

The UK Skilled Worker Visa application fee is typically £819 to £1,618, depending on your period of stay. You should also budget for the Immigration Health Surcharge of £1,035 per year and hold £1,270 in funds. Check the official page for the latest figures.

Affordable UK universities typically ask for around 60% to 80% or equivalent A-Levels or IB for undergraduate study, and a recognised bachelor's with around 50% to 60% for a master's. You also need English proof such as IELTS, TOEFL or PTE, plus an SOP and LOR, and stricter visa checks.

A UK master's for the January 2027 intake typically involves tuition, living costs, a visa fee and the Immigration Health Surcharge. Tuition is around GBP 11,000 to 25,000 a year at public universities, living costs differ in and outside London, and the visa fee is about GBP 558.

Indian students can typically get education loans covering tuition and living costs, but some lenders cap the living expense portion. A qualifying loan can meet UK visa financial requirements, though you may need extra funds, and a co-applicant is usually but not always needed.

Yes, you can use funds from someone else's account for a UK student visa, if the account is your own or your parent's (or partner's), with their written agreement. You need bank statements showing the funds held for at least 28 days, a consent letter and proof of relationship.

It varies by award. Many named Cambridge scholarships do cover visa costs and the Immigration Health Surcharge, but this is not automatic, and others cover only tuition or part of your costs, so check the official funding terms of your award.

Pre-arrival costs for a UK MS include the student visa fee of GBP 558 and the Immigration Health Surcharge of GBP 776 per year for students. Application fees, language tests and flights add more. Together, pre-arrival and arrival costs can add roughly GBP 2,000 to 4,000 to your yearly budget.

MS students in the UK must pay an Immigration Health Surcharge of GBP 776 per year during the visa application. It is a mandatory NHS access fee covering GP visits, emergency care, diagnostics, and hospital services. Many universities also charge GBP 50 to 100 per MS application.