How much would a UK master's starting January 2027 cost me per year, in London or elsewhere, with visa and health charges?
A UK master's for the January 2027 intake typically involves tuition, living costs, a visa fee and the Immigration Health Surcharge. Tuition is around GBP 11,000 to 25,000 a year at public universities, living costs differ in and outside London, and the visa fee is about GBP 558.
A UK master's for the January 2027 intake typically involves four cost items: tuition, living expenses, the visa application fee and the Immigration Health Surcharge. The surcharge payable depends on your visa length and is charged in 6-month periods. Add them up for your chosen university and city, since tuition and living costs vary a lot. All figures are approximate.
Typical Yearly Costs
| Cost item | Estimate (GBP per year unless stated) |
|---|---|
| Tuition, public universities | 11,000 to 25,000 (approx INR 14.08 to 32.00 L) |
| Tuition, private universities | 20,000 to 32,000 (approx INR 25.60 to 40.96 L) |
| Living expenses outside London | 10,800 to 15,600 (approx INR 13.82 to 19.97 L) |
| Living expenses in London | 15,600 to 16,800 (approx INR 19.97 to 21.50 L) |
| Visa application fee (one-time, subject to change) | 558 (approx INR 71,418) |
| Immigration Health Surcharge (subject to change) | 776 (approx INR 99,320) per year; the amount payable depends on visa length and is charged in 6-month periods |
Building Your Own Budget
Figures are approximate and vary by university, course and lifestyle. Fees such as the visa charge and health surcharge can change, so check the official UK government pages before you apply.
- Take the tuition quoted on your chosen course page
- Add the living cost range for London or elsewhere
- Add the visa fee and the health surcharge
My Advice
Build a budget with a buffer rather than the lowest figures. Choosing a city outside London can reduce your living costs, so compare cities alongside universities when you shortlist.
Cash income, business income or no ITR?
See whether your funds and documents will pass the UK visa check.
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