Is it better to spend 12 lakhs in India or go abroad for higher studies in Germany for a Master's?

Going abroad, especially to Germany, generally offers a higher return on investment compared to spending ₹12 lakh on higher studies in India.

- Germany: Public universities have very low tuition fees, but total costs (including living expenses) for a two-year master's typically range from ₹20 - 32 lakh. Graduates often earn starting salaries of ₹30 - 40 lakh/year and benefit from an 18-month post-study work visa (PSW) for international experience. - India: A ₹12 lakh budget may cover a master's at some private or top public institutions. However, average starting salaries are typically ₹3 - 8 lakh/year, and international exposure is limited.

If you can arrange the higher initial investment, studying in Germany can lead to better career prospects and international exposure.