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Can I apply for an education loan up to 30 to 35 lakhs or 30 to 40 lakhs budget?

31 Jul 2026 · Answered by Muskan Jain · 1 min read
Muskan Jain
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Yes, you can apply for an education loan of ₹30 - 40 lakhs for studying abroad. Indian banks and financial institutions commonly offer loans in this range to cover tuition, living expenses, and related costs.

For loans above ₹7.5 lakh, you will usually need to provide collateral (such as property or fixed deposits), though some private lenders may offer unsecured options based on your profile. A confirmed admission offer and a co-applicant with stable income are typically required.

Interest rates and terms are subject to change.

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