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Can I open a separate bank account in Germany as a student and do part-time jobs?

01 Sept 2026 · Answered by Muskan Vashishtha · 1 min read
Quick Answer verified

Yes, you can easily open a separate everyday bank account and work part-time in Germany. While your blocked account remains strictly for visa funds, a regular current account handles daily expenses and payroll. Non-EU students can work 140 full days or 280 half days per year, ensuring smooth salary deposits.

Muskan Vashishtha
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As an international student in Germany, you are fully permitted to manage a separate everyday bank account alongside your blocked visa funds. This setup is essential for receiving your part-time wages and paying local bills seamlessly.

Account Types and Working Limits

CategoryDetails
Blocked AccountUsed only for visa financial proof
Regular Current AccountUsed for daily expenses and salary
EU Work RightsUnlimited working hours permitted
Non-EU Work Rights140 full days or 280 half days per year

Requirements for Your Account and Job

  • Bring your passport, university enrollment certificate, and local address registration to open your account.
  • Many traditional and digital banks provide free student accounts with zero monthly fees.
  • German employers require a local IBAN account to deposit your monthly earnings directly.

My Advice

Make sure to set up your free student current account right after arrival so your employer can deposit your salary without delays. Keep track of your allowed working days if you are a non-EU student to stay compliant with immigration regulations.

How much can you actually earn part-time in Germany?

See how part-time work fits into your total budget and visa funds.

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