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What is the total cost for a one-year master's degree in Singapore including tuition and living expenses?

22 Jul 2026 · Answered by Mohit Tanna · 2 min read
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A one-year Master's in Singapore costs SGD 53,000 to SGD 90,000 (approximately ₹33-56 lakhs) in total. Tuition ranges from SGD 20,000 to SGD 85,000 depending on your program, and living costs add SGD 18,000 to SGD 30,000 per year on top.

Mohit Tanna
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The total cost for a one-year Master's in Singapore ranges from SGD 53,000 to SGD 90,000 (approximately ₹33-56 lakhs). Tuition is the biggest variable - it depends heavily on your program type and whether you secure the MOE Tuition Grant. Living costs for a single student on a moderate budget run SGD 18,000-30,000 per year.

Annual Tuition Fees by Program Type

Program Type

Annual Tuition (SGD)

General Master's (MA, MSc, MEng)

SGD 20,000-45,000

Specialised/Tech Master's (Data Science, AI, Business Analytics)

SGD 35,000-55,000

Flagship MBA Programs

SGD 55,000-85,000+

Note: A 9% Goods and Services Tax (GST) applies on top of tuition fees for international students.

Monthly Living Cost Breakdown

Expense

Monthly Cost (SGD)

Accommodation (on-campus, limited)

SGD 350-750

Accommodation (off-campus shared HDB flat)

SGD 950-2,000

Food & Groceries (hawker centres + canteen)

SGD 400-600

Public Transport (MRT + bus)

SGD 100-150

Utilities & Wi-Fi

SGD 100-200

Health insurance, books, miscellaneous

SGD 150-300

Total Monthly

SGD 1,500-2,500

Total 1-Year Budget Summary

Component

Cost (SGD)

Cost (INR approx.)

Tuition fees

SGD 35,000-60,000

₹22-38 lakhs

Living expenses

SGD 18,000-30,000

₹11-19 lakhs

Grand Total

SGD 53,000-90,000

₹33-56 lakhs

Ways to Reduce the Cost

  • MOE Tuition Grant: Reduces tuition by 40-50% for eligible programs in exchange for a 3-year work bond in a Singapore-registered company after graduation.

  • Part-time work: International students can work up to 16 hours/week during term time and full-time during semester breaks.

My Advice

Singapore is genuinely one of the most expensive study destinations in Asia, but students consistently underestimate the costs. The figure most commonly quoted - SGD 35,000-65,000 - reflects the lower end and often excludes GST and realistic accommodation costs. If you're budgeting for NUS, NTU, or SMU, plan for at least SGD 60,000-75,000 for a full year. The MOE grant is a good deal only if you're open to working in Singapore after graduating - if you're planning to return to India immediately, the 3-year bond is a serious commitment to factor in.

More expert answers

Abhishek Mehta
Abhishek Mehta Verified
Leap Scholar's Counsellor
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If you get selected for a master's program in Singapore, your typical tuition fees will range from SGD 20,000 to SGD 55,000/year, depending on the university and program.

For living expenses, budget SGD 18,000 to SGD 30,000/year. This covers accommodation, food, transport, utilities, and personal expenses.

Overall, expect a total annual cost of SGD 38,000 to SGD 85,000 (about ₹22 - ₹50 lakh/year). Actual costs vary by university, program, and lifestyle.

Premlata Shandilya
Premlata Shandilya Verified
Leap Scholar's Counsellor
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The total cost of studying for a master's in Singapore typically ranges from SGD 34,000 to SGD 90,000 per year (about ₹22 to ₹60 lakhs/year), depending on your program and lifestyle.

- Tuition fees: SGD 20,000 - 55,000/year for most programs; MBAs often exceed SGD 60,000/year.
- Living expenses: SGD 14,400 - 33,600/year (accommodation, food, transport, personal costs).
- Other costs: Health insurance (SGD 500 - 1,000/year), books and supplies (SGD 400/year).

These figures are typical and subject to change based on university, course, and personal choices.

If you need a detailed estimate for specific universities or want to explore scholarship options, your LeapScholar counsellor can help.

Swathi Boppana
Swathi Boppana Verified
Leap Scholar's Counsellor
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The total annual cost for studying in Singapore, including tuition and living expenses, typically ranges from SGD 39,000 to SGD 75,000.

- Tuition fees: SGD 20,000 - 45,000/year for most master's programs (higher for specialized or MBA courses)
- Living expenses: SGD 1,800 - 2,800/month (SGD 21,600 - 33,600/year)
- Other costs: Health insurance and books add about SGD 900 - 1,400/year

This is approximately ₹22 - 60 lakhs/year, depending on your course and lifestyle. You’ll also need to show at least SGD 20,000 as proof of funds for your student visa.

Figures are estimates and subject to change based on university, program, and personal choices.

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