New Zealand Student visa - Financial requirements

Can my husband's ITR be used to show financial proof for New Zealand visa application?

Can I show my parents' bank account for the three months old funding requirement or does it have to be my own account in New Zealand?

If I want to get a visa in May or June, by when should the funds be deposited in the bank account in Australia/New Zealand?

Do you have any financial agent who can assist me in showing funds in my profile temporarily in New Zealand?

Is the minimum balance requirement for visa financial proof around twelve lakhs INR in New Zealand/France?

Do I need to maintain the loan amount in my account for three months before filing the visa in New Zealand?

Does my family income affect my eligibility to apply for a student visa to Australia or New Zealand?

Do I need a sponsor for my New Zealand student visa if I am the only earning person in my family?