If my ITR is less than eight lakh, can a family member sponsor me for the New Zealand visa?

Yes, a family member can sponsor you for a New Zealand student visa even if your own or primary sponsor’s ITR is below ₹8 lakh. What matters more is whether the overall financial profile is strong and genuine, including sufficient savings, stable income, and clear source of funds to cover 1 year tuition fees plus around NZD 20,000 living expenses. In such cases, immigration officers will closely assess the sponsor’s income consistency, bank statements, ITR history, and relationship proof. A strong education loan can also help strengthen the application if income alone is on the lower side.