Is living outside university accommodation more expensive than inside in UK/USA?

No, living outside university accommodation is generally less expensive than staying in university housing, but this depends on the city, type of accommodation, and included amenities.

- UK: On-campus housing typically costs £120 - £220/week (utilities often included). Off-campus shared housing outside London is usually £90 - £160/week, while private studios are £150 - £250/week.
- USA: On-campus dorms usually range from $800 - $1,500/month. Off-campus shared apartments are $500 - $1,200/month; private studios are $1,000 - $2,000/month.

Off-campus options may save money but can involve extra costs like utilities, transport, and sometimes require a local guarantor. Consider lifestyle, commute, and support needs before deciding.