Is Finland a good option for long-term settlement within a budget of fifteen to eighteen lakhs for a Master's?

Finland offers excellent education and a safe environment, but a budget of ₹15 - 18 lakhs is usually not enough for long-term settlement as an international student.

- Tuition fees: Typically €8,000 - €18,000/year (about ₹7.2 - 16.2 lakhs) for non-EU Master's programs.
- Living expenses: About €700 - €1,200/month (₹63,000 - 1,08,000), higher in major cities.
- Residence permit financial requirement: Proof of at least €560/month (about ₹50,000), totaling around ₹12.1 lakhs for two years.

Your budget may cover only tuition or living costs - not both - and the financial requirement for the residence permit alone approaches your upper budget limit.

Consider applying for scholarships and looking at universities in more affordable cities to improve your chances.