Germany Student visa - Financial requirements
88 questions
Expert Answers
Which amount do I need in a blocked account for Germany in 2027 as an Indian student?
→Germany has increased the blocked account (Sperrkonto) amount to EUR 11,904 per year. Students planning to study in 2027 should check the latest figure on official pages. The Opportunity Card, or Chancenkarte, also helps graduates search for jobs after study.
If I do not get a scholarship but plan to work part-time, do I still need to show a blocked amount for my visa?
→Yes, you still need proof of funds even with part-time work and no scholarship. Germany commonly uses a blocked account, currently EUR 11,904 per year or EUR 992 per month for 2026. Austria does not require one but expects proof of funds, about EUR 722.58 monthly for under-24s.
If I get a scholarship, will the blocked account amount for my visa to Germany or Austria be reduced?
→Yes, a scholarship can reduce or waive the blocked account requirement. For Germany, an accepted scholarship can reduce or remove the standard EUR 11,904 deposit, with a partial top-up depending on the financing evidence accepted. Austria needs no blocked account and accepts a scholarship as proof of funds.
How much monthly training allowance do I need to show for a company-based Ausbildung visa in Germany?
→For a company-based vocational training visa in Germany, a training allowance of at least EUR 1,048 gross or EUR 822 net per month is considered sufficient for livelihood purposes. If your allowance is lower, extra financial proof can generally cover the difference.
What annual salary do I need to qualify for an EU Blue Card in Germany?
→To be eligible, your job offer in Germany must pay at least 53,000 euros annually. If you work as a mathematician, engineer, natural scientist, technician or physician, the required threshold drops to about 41,808 euros a year, reflecting a shortage in these fields.
Can I use a fully sanctioned education loan to fund my studies in Germany, showing I have access to at least €11,904 for a year, as required for the German student visa?
→A fully sanctioned education loan supports your German visa financing evidence, but the German Mission treats it as additional to a blocked account, not a confirmed substitute for the 11,904 euro a year requirement, so budget for opening both together for your file.
Will an Indian education loan cover my tuition and living expenses for a Master's in Germany, including the required visa proof of funds?
→Yes, an Indian education loan can fund your German blocked account, but embassies require the actual 11,904 euros required for 2026 to sit inside an authorised provider such as Expatrio, Fintiba, or Coracle before your visa is issued, not just a bank sanction letter.
Do I need to budget separately for visa fees in addition to the tuition estimate for my course in Germany?
→Yes. Germany's national student visa costs 75 euros, about 8,400 rupees, and is charged separately from tuition. You must also show 11,904 euros, or 992 euros a month, in a blocked account for living expenses, per the German Missions in India for the 2026-27 intake.