Are you planning to take an education loan and do you have properties or collateral for it in Ireland/UAE?

It depends on the loan amount and the lender’s policies. For education loans up to ₹7.5 lakh in India, collateral is usually not required if you have a co-applicant with stable income. For higher loan amounts, banks typically require collateral such as property, fixed deposits, or insurance policies.

For studies in the UAE or Ireland, Indian banks may offer loans with or without collateral, but higher amounts generally need collateral. Unsecured loans (no collateral) often have higher interest rates and lower limits.

Discuss your financial situation and available assets with your bank or your LeapScholar counsellor to find the best loan option for your studies abroad.