Will I need to take a loan to fund my studies abroad in Ireland/New Zealand for a Master's?

Yes, you will likely need an education loan to fund your master's studies abroad.

Typical tuition fees are:
- Ireland: €10,000 - 25,000/year (₹9 - 22.5 lakh, subject to change)
- New Zealand: NZD 32,000 - 40,000/year (₹17.35 - 21.69 lakh, subject to change)
- USA: $62,820 total (₹46.5 lakh, subject to change)

Living expenses are additional. For example, in New Zealand, monthly costs are NZD 1,400 - 2,300 (₹76,000 - 1.25 lakh, subject to change).

With your B.Tech (AI), 7.0 CGPA, 2 years’ work experience, and a projected IELTS 7.0, you may be eligible for scholarships or assistantships, but these usually do not cover all expenses. Most Indian education loans cover up to ₹20 lakh, with interest rates of 9 - 14%/year and repayment starting 6 months after course completion.

If you want to discuss loan options or next steps, your LeapScholar counsellor can guide you.