When we get an education loan, how much interest will be charged?

Education loan interest rates in India as of June 2026 typically range from 8.10% to 12.50% per annum, depending on the bank, loan amount, and whether you study in India or abroad.

- Public sector banks: 8.10% - 10.25% p.a. for studies abroad
- Private sector banks: 9.00% - 12.50% p.a. for studies abroad

Rates are subject to change and can vary based on your profile, loan amount, and the bank’s policies. Some banks may offer concessions for female students or specific courses.

For personalized loan options, please connect with your LeapScholar counsellor.