What is the process to get a loan if I am applying based on my parents' income or assets in UK?
27 Jul 2026 · Answered by Premlata Shandilya · 1 min read
You can apply for a UK student loan based on your parents' income if you are under 25 and financially dependent on them. Your eligibility and the loan amount will be assessed using your household income, which includes your parents' earnings.
- Your parents will need to provide income documents (such as salary slips or tax returns) during the application.
- The assessment usually takes about four weeks.
- Tuition Fee Loan is paid directly to your university; Maintenance Loan is paid to your bank account at the start of each term.
If your household income has recently dropped by 15% or more, you may request a reassessment.
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