What is the mode of financing for your studies? Will it be fully loan or partly own funds for a Master's?

You can finance your master's studies abroad through a mix of personal funds and educational loans. Using your own savings or family support reduces the loan amount needed, which can lower your interest and make repayment easier.

With your 48 months of work experience and a 9-year gap since your last formal education, you may face some challenges with traditional educational loans. However, some private lenders do offer loans to international students without requiring a co-signer or collateral, though eligibility varies and your gap years may affect approval.

Loan terms, interest rates, and eligibility are subject to change and depend on the lender and country.