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What are the tuition fees and living costs for studying in New Zealand, Scotland, and Ireland, and can I fund it through a student loan for a Master's/Postgraduate?

17 Aug 2026 · Answered by Edayachandiran Velmurugan · 1 min read
Edayachandiran Velmurugan
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Yes, you can fund your studies in New Zealand, Scotland, or Ireland through an education loan from Indian banks or financial institutions. Here’s a breakdown of typical costs (subject to change):

New Zealand
- Tuition fees: NZD 25,000 - 40,000/year (master’s)
- Living costs: NZD 20,000/year (minimum for visa)

Scotland (UK)
- Tuition fees: £15,000 - 30,000/year (postgraduate)
- Living costs: £1,200 - 2,000/month

Ireland
- Tuition fees: €10,000 - 35,000/year (master’s)
- Living costs: €10,000/year (visa minimum)

Education loans can cover tuition, living expenses, and related costs. Loans up to ₹7.5 lakh may not need collateral; higher amounts usually do. Repayment typically starts after your course ends, with terms up to 15 years.

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