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Is it possible to take education loans if the college is good but I cannot afford full fees upfront in France/Italy?

22 Jun 2026 · Answered by Honnappa Chandrannavar · 1 min read
Honnappa Chandrannavar
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Yes, you can apply for an education loan to cover your study abroad expenses if you cannot afford the full fees upfront.

Indian banks and financial institutions offer education loans for students pursuing higher studies in countries like Italy and France. These loans typically cover tuition, living expenses, and travel costs.

- Loan amount: Usually ₹7.5 lakh to ₹1.5 crore, depending on eligibility and lender (subject to change).
- Collateral: Not required for loans up to ₹7.5 lakh; higher amounts may need security.
- Interest rates: Typically 9% - 15% per annum (subject to change).
- Repayment: Tenures can extend up to 15 years, allowing repayment after your studies.

If you need help with the loan process or understanding your options, connect with your LeapScholar counsellor for personalized guidance.

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