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If my father only receives online payments in his bank account, will that be sufficient for loan approval in Ireland?

27 Jul 2026 · Answered by Leeladhar S · 1 min read
Leeladhar S
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It depends. Banks in Ireland will consider your father's online payments as income if they are consistent, traceable, and legally declared.

For a loan application, he should be ready to provide:
- Bank statements showing regular online payments (usually last 3 months)
- Proof of income (such as pay slips, tax returns, or other official documents)
- Proof of identity and address (passport/driver’s license and a recent utility bill or bank statement)
- Proof of PPSN (Personal Public Service Number, like a payslip or official correspondence)

Banks may request additional documents based on individual cases.

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