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If I do not get a scholarship, can I look for an education loan to manage my tuition fees in UK?

27 Aug 2026 · Answered by Swastika Ghosh · 1 min read
Swastika Ghosh
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Yes, you can apply for an education loan from Indian banks to cover your UK tuition fees and living expenses if you do not receive a scholarship.

Most banks require:
- Proof of admission to a recognized UK university
- Co-applicant (usually a parent/guardian) with stable income
- Good academic record

Unsecured loans typically go up to ₹20 lakh; higher amounts may need collateral. Repayment usually starts after your course ends, with flexible terms subject to change.

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