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How much budget should I carry for accommodation apart from tuition fees when studying abroad in UK?

07 Sept 2026 · Answered by Muskan Vashishtha · 2 min read
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Outside London, budget 450 to 1,000 pounds a month for UK accommodation depending on whether you choose a shared house, university halls, or a studio; in London the same options run 750 to 1,800 pounds a month. Accommodation eats up 45 to 60 percent of your budget.

Muskan Vashishtha
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Outside London, budget £450 to £1,000+ a month for accommodation depending on whether you choose a shared house, university halls, or a studio; in London, the same options run £750 to £1,800+ a month. Accommodation alone typically eats up 45% to 60% of your total living budget, so it deserves its own line item separate from tuition.

Monthly Accommodation Costs by Type

Accommodation TypeOutside LondonIn London
University Halls / PBSA (en-suite)£550 to £850£900 to £1,400+
Shared Student House£450 to £750£750 to £1,200
Studio Apartment£700 to £1,000+£1,200 to £1,800+
UK Visa Minimum Living Cost (monthly)£1,171£1,529

Extra Costs Beyond Monthly Rent

  • Tenancy deposit: usually 4 to 6 weeks' rent, roughly £400 to £1,800, refundable at the end of your stay
  • Utility bills if not included in rent, such as private housing rather than halls or PBSA: an extra £60 to £120 a month
  • Contents insurance and room essentials like bedding and kitchenware: a one-time setup buffer of £200 to £400
  • The UK Home Office's official monthly minimums (£1,529 in London, £1,171 outside) are a frugal baseline; real spending often runs higher

My Advice

Use the Home Office minimum as your visa-application floor, not your real budget; add at least 15% on top for London to cover the gap between the official figure and actual rents. Tell us your target city and whether you want halls, a shared house, or a studio, and we will size your total accommodation line alongside your tuition so nothing catches you off guard at move-in.

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