How do I pay the university fees from Nepal, can it be done in INR or through some other method in UK?
You cannot pay UK university fees in INR directly from Nepal due to cross-border currency restrictions. Pay in NPR via Flywire, your bank's remittance service, or SWIFT transfer. INR payments are only valid if routed through a compliant Indian bank account under RBI LRS rules.
Paying UK university fees from Nepal involves a mandatory first step that many students overlook - you must obtain a No Objection Certificate (NOC) from Nepal's Ministry of Education, Science and Technology (MoEST) before your bank will process the international transfer. Once that is in place, you have several legitimate payment methods available, all of which must be in GBP or NPR, not INR.
Payment Methods Available from Nepal for UK Fees
| Payment Method | How It Works | Pros | Cons |
|---|---|---|---|
| Flywire (via NMB Bank or other partners) | Pay in NPR; Flywire converts and sends to university in GBP | Competitive exchange rate, tracking available, preferred by most UK universities | Requires NOC; processing may take 3-5 business days |
| Convera (Western Union Business Solutions) | International education payment platform used by many UK universities | Direct university integration, transparent fees | Requires your university to be on the Convera network |
| Bank SWIFT transfer (NPR to GBP) | Wire transfer through your Nepali bank to the university's UK account | Widely available at major banks | Higher transfer fees, exchange rate not always competitive |
| INR via Indian bank account (RBI LRS route) | If you or your parents have an Indian PAN and compliant Indian bank account | Usable if family has Indian banking access | Subject to RBI LRS annual limit of USD 250,000; requires PAN, full KYC |
| UK bank transfer (on arrival) | Open a UK bank account on arrival and pay from there | No conversion fees for domestic UK transfers | Only useful after you arrive; cannot pay initial deposit this way |
Step-by-Step Process for Paying from Nepal
| Step | Action |
|---|---|
| 1 | Obtain your university offer letter and fee invoice |
| 2 | Apply for a No Objection Certificate (NOC) from Nepal's MoEST with your passport, offer letter, and invoice |
| 3 | Submit the NOC, passport, and fee invoice to your chosen bank and request an international education remittance |
| 4 | Initiate payment via Flywire, Convera, or SWIFT - include your Student ID/Application Number in the payment reference field |
| 5 | Email the SWIFT receipt or Flywire confirmation to the university's finance department immediately after payment |
| 6 | Confirm that the Confirmation of Acceptance for Studies (CAS) is issued after payment is verified |
My Advice
Start the NOC process as early as possible - it can take a few weeks and is a hard requirement before any Nepali bank will process an overseas education remittance. Most UK universities partner with Flywire, and NMB Bank in Nepal has a direct Flywire integration that makes the process smoother and more cost-effective than a standard SWIFT wire. Always include your student ID in the payment reference - missing this has delayed CAS issuance for many students, which then impacts the visa timeline. Pay the deposit early to avoid any fee deadline penalties.
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