If I take a loan for my studies, how will the loan process work?

To get an education loan for your studies abroad, research and compare lenders, check their eligibility criteria, and prepare important documents like your admission letter and co-borrower’s income proof. After applying and getting approved, the funds will be disbursed—usually directly to the university. Repayment typically begins after you finish your course and a short grace period, so you’ll have time to settle in before starting payments.