Do I need to contact the bank now for the loan process in UK?

Yes, it's advisable to start the loan process now, especially since you're planning to study in the UK. Beginning early helps you collect required documents, understand eligibility, and complete formalities well before your visa appointment. This reduces last-minute stress and ensures your funds are ready on time.

For a UK Student visa, you must show proof of sufficient funds:
- London courses: £1,529/month (up to 9 months)
- Outside London: £1,171/month (up to 9 months)

These amounts are subject to change and must be held for at least 28 consecutive days before your visa application.