Can you suggest other countries besides Ireland and Finland that have good education and are affordable within my budget for a Bachelor's/Master's?

Yes, you have several strong affordable alternatives to Ireland and Finland once you look across the rest of Europe. Germany, France, Italy, and Poland all run heavily subsidized public education systems, which keeps your total cost far below what you would pay in the US, UK, or Ireland. Here is how tuition and living costs compare across all four.

Affordable Study Destinations Compared

How to Narrow Your Choice

• Set your target budget first, since tuition and living costs vary meaningfully even within this affordable group.
• Decide your degree level and field, since STEM options are strongest in Germany while Italy and France lean toward humanities and design as well.
• Check whether income-based fee reductions, like Italy's ISEE brackets, could push your effective cost even lower.

My Advice

If your absolute priority is minimizing monthly spend, put Poland at the top of your list given its lowest living costs in Europe, then check Germany next if you want a stronger STEM brand name for roughly the same tuition. Send your budget and field details to each university's international office early, since scholarship eligibility often depends on both.