Can you increase the tuition fees budget beyond thirty lakhs since my loan sanctioned is for forty lakhs in UK for a Master's?

Yes, you can shift more of your sanctioned loan toward tuition since your forty lakh loan gives you a ten lakh buffer beyond your current thirty lakh tuition plan. Whether you can actually use that buffer depends on your lender's disbursement rules and whether your visa maintenance funds are still fully covered. Here is how the numbers work out before you ask your bank for a revised breakdown.

Your Loan Buffer and UK Visa Fund Requirements

Steps to Increase Your Tuition Allocation

• Contact your lender and request a revised disbursement schedule or a cost of education letter that reflects a higher tuition component.
• Check that your CAS letter's tuition figure matches what your university is actually demanding, since disbursements are usually tied to the CAS.
• Confirm your total tuition across the whole program still stays within your forty lakh sanctioned limit.
• Keep your UKVI maintenance funds separate from the tuition buffer so your visa financial proof is never short.

My Advice

My advice is to call your loan officer this week and ask specifically for a cost of education breakdown letter, since most banks and NBFCs will shift funds from the miscellaneous or living buffer into tuition if you ask before disbursement. Keep a printed copy of your CAS alongside your loan sanction letter so the figures always match when you apply for your visa.