Can I take an education loan if I don't get a scholarship for a good university?

Yes, you can take an education loan even if you don't get a scholarship for a good university. Many Indian students use education loans to cover tuition, living expenses, and other costs when scholarships aren’t available or don’t cover everything.

You can apply for loans from Indian banks or international lenders. Some Indian banks offer collateral-free loans up to a certain amount, but higher amounts may require collateral. International lenders may not require collateral or a co-applicant but will assess your academic profile and future earning potential.

Loan terms, interest rates, and eligibility vary by lender and are subject to change.