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Can a relative be a co-applicant for my education loan?

13 Jul 2026 · Answered by Muskan Jain · 1 min read
Muskan Jain
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Yes, a relative can be a co-applicant for your education loan in India. Most lenders accept close family members such as parents, siblings, or legal guardians as co-applicants, provided they meet the lender’s eligibility criteria.

- Common co-applicants: Parents, siblings, or legal guardians
- Requirements: Indian citizenship, stable income, good credit history, and age within the lender’s limit

Some lenders may also consider in-laws, especially if your spouse is the primary applicant. Specific eligibility and documentation requirements vary by lender and are subject to change.

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