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Am I eligible for a study loan given my father's income of eleven lakhs eighty thousand per annum in UK for a Master's?

27 Jul 2026 · Answered by Kavya M P · 1 min read
Kavya M P
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Yes, with your father's annual income of ₹11.8 lakh, you are likely eligible to apply for an education loan for your master's in the UK. Most Indian lenders view a stable co-applicant income at this level as meeting eligibility for both secured and unsecured loans, which can improve your approval chances and loan terms.

Final approval will also depend on other factors like the lender’s criteria, type of loan, your admission status, co-applicant’s credit profile, and whether collateral is required.

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