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Will there be any bank charges if I deposit fifteen lakhs and repay it later?

16 Jun 2026 · Answered by Tamanna Jaisingh · 1 min read
Tamanna Jaisingh
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Depositing ₹15 lakh into your bank account may lead to certain charges, depending on the bank’s policies and your account type. For example, some banks offer a limited number of free cash transactions per month, and exceeding these can result in additional fees. If you plan to repay the amount through a loan, banks usually charge a processing fee, which is often a percentage of the loan amount. To get a clear understanding of charges that apply to your situation, please check directly with your bank.

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