When does the repayment of the education loan start — immediately after taking the loan or after securing the admission?
27 Aug 2026 · Answered by Leeladhar S · 1 min read
Repayment of an education loan usually starts after you complete your course or secure a job, not immediately after taking the loan or just after admission.
Most lenders offer a moratorium period (grace period) during your studies and job search, where you are not required to pay the principal. However, interest typically accrues during this time.
Exact terms, including when repayment begins and how interest is handled, can vary by lender and loan agreement. Review your specific loan details to understand your repayment schedule and options.
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