When does the education loan repayment start, after completing the education or during the course?
27 Aug 2026 · Answered by Rakshitha Muthukumar · 1 min read
Education loan repayment usually starts after you complete your course, not during your studies.
Most loans offer a moratorium period that covers your study duration plus an additional 6 months to 1 year after graduation. During this time, you typically don’t need to make full repayments, though interest may accrue.
Repayment terms can vary by lender and country, so always review your loan agreement for exact details.
Will you qualify for an education loan?
Collateral, co-applicant income and repayment. Check your eligibility in minutes.
4.7/5 Google
🎓 25K+ admits
Check Loan EligibilityRelated topics
More Cost & living questions
- If I get an education loan, can I proceed with the application after the loan amount is clear?
- Is it better to spend 12 lakhs in India or go abroad for higher studies in Germany for a Master's?
- Does the agency provide end-to-end services including visa, loan guidance, and accommodation?
- Do I need to show living expenses in my bank account for visa purposes, and can I withdraw it after reaching Ireland?
- How do I get an education loan for an MBA abroad as an Indian student?
- What is the minimum budget required for studying abroad in Canada or Ireland for two years?
- Are you helping with educational loans or bank loans for studying abroad in UK/Ireland for a Master's?
- Can I apply for an education loan up to 30 to 35 lakhs or 30 to 40 lakhs budget?
🎓 Will you get a study loan? Check Loan Eligibility