When does the education loan repayment start, after completing the education or during the course?
27 Aug 2026 · Answered by Rakshitha Muthukumar · 1 min read
Education loan repayment usually starts after you complete your course, not during your studies.
Most loans offer a moratorium period that covers your study duration plus an additional 6 months to 1 year after graduation. During this time, you typically don’t need to make full repayments, though interest may accrue.
Repayment terms can vary by lender and country, so always review your loan agreement for exact details.
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