What is the maximum education loan amount I can get for studying abroad?
06 Aug 2026 · Answered by Abhishek Mehta · 1 min read
The maximum education loan amount for studying abroad depends on your profile and whether you provide collateral.
- With collateral: Public sector banks typically offer up to ₹1.5 crore for overseas education if you pledge acceptable collateral (like property or fixed deposits).
- Without collateral: The amount is usually lower, ranging from ₹40 - 75 lakh, based on the lender and your financial profile.
Eligibility also depends on your academic record, the university and course selected, and your co-applicant’s financial background. Loans usually cover tuition, living expenses, travel, insurance, and study materials.
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