What is the criteria for getting an education loan? Do I need to have a good CIBIL score?

To get an education loan, you need to be an Indian national, have a good academic record, and be admitted to a recognized course. You’ll also need a co-applicant, usually a parent or guardian, with stable income. While a good CIBIL score helps, it’s not always mandatory - lenders also look at your co-applicant’s credit and can consider your application with collateral if needed.