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What documents are required to sanction an education loan after receiving an offer letter from the university?

18 Aug 2026 · Answered by Arati Rai · 1 min read
Arati Rai
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You’ll usually need the following documents to sanction an education loan after receiving your university offer letter:

- Offer letter from the university, including course details and fee structure
- Academic records: mark sheets and certificates for 10th, 12th, and graduation
- Entrance exam scores (if applicable): GRE, GMAT, IELTS, or TOEFL
- Proof of identity: Aadhaar card, PAN card, passport, or voter ID
- Proof of address: recent utility bill, bank statement, or rental agreement
- Co-applicant income proof: salary slips, bank statements, or IT returns
- Collateral documents (if required): property title deeds, sale agreements
- Loan application form and recent passport-sized photos

Requirements can vary by lender and are subject to change.

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