What budget does a Bachelor's degree graduate in Commerce and five years applying to the UK with 5 years of work experience and IELTS 6.5 need?

Your IELTS 6.5 clears the bar for most UK business masters, so the budget question matters more than the language one. The bigger number to plan around is not tuition alone but the visa maintenance fund UKVI requires on top of it, since that shapes how much money you need to show, not just spend.

Where Your Money Actually Goes

Which Master's Fits a Commerce Graduate with 5 Years' Experience

• MSc Accounting and Finance: the most direct progression from a Commerce degree, with programmes such as Bournemouth's accepting IELTS 6.5 overall.
• MSc Finance or International Business: good if your 5 years leaned toward markets or corporate roles rather than accounting.
• MBA: only worth comparing once you confirm the programme's minimum managerial experience requirement, since 5 years does not automatically qualify you everywhere.

This Information Is Also Available On

UK Government (GOV.UK) Student visa financial requirements and Immigration Health Surcharge guidance.

My Advice

Calculate your visa maintenance funds as tuition still owed plus roughly 1,171 pounds per month outside London for nine months, since that is the formula UKVI actually uses, not a flat estimate. Budget above the bare minimum for real living costs, and confirm the exact tuition and visa figures for your intake year before finalising a number, since both change annually.