What are the typical tuition fees and living expenses for an Indian student pursuing a Master's degree in New Zealand and the UK, including the cost of a student visa and available funding options?
24 Sept 2026 · Answered by Pushplata Gaddmwar · 1 min read
Quick Answer
verified
A one-year master's costs roughly NZD 46,000 to 67,000 in New Zealand, including NZD 26,000 to 40,000 tuition, NZD 20,000 to 27,000 living costs, and an NZD 750 to 850 visa fee. In the UK, budget £26,000 to 53,000 total, including visa and health surcharge costs.
Your total budget depends heavily on the university and city, but here is what you should plan for a typical one-year master's in New Zealand versus the UK.
Tuition, Living Costs, and Visa Fees Compared
| Cost | New Zealand | UK |
|---|---|---|
| Tuition (Master's) | NZD 26,000 to 40,000/year | £11,000 to 32,000/year |
| Living expenses | NZD 20,000 to 27,000/year | £10,800 to 16,800/year |
| Student visa fee | NZD 750 to 850 | £558 plus health surcharge |
Funding Options You Can Use
- Scholarships: the Manaaki New Zealand Scholarship and UK GREAT Scholarships can cover part or all of your tuition.
- Education loans: Indian banks and NBFCs offer study loans for both destinations, some without collateral depending on the lender.
- Part-time work: both countries currently allow eligible students to work up to 20 hours per week during term time.
My Advice
Build your budget around the higher end of these ranges rather than the lowest figure, since accommodation in cities like London or Auckland can push your actual living costs well past the official visa minimum.
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