What are the requirements for getting a student loan, including co-applicant eligibility and ITR requirements?

To get a student loan, you generally need to meet specific eligibility and documentation requirements:

- Applicant eligibility: Indian citizenship, age 16 - 35, and confirmed admission to a recognized program.
- Co-applicant: Usually required; must be a parent/guardian aged 18 - 60 with a stable income and good credit history.
- ITR (Income Tax Return): Most lenders require the co-applicant’s ITR for the last 2 - 3 years to show financial stability. For salaried co-applicants, this includes ITRs, Form 16, salary slips, and bank statements. For self-employed, add audited financials and business documents.

Requirements can vary by lender and country. Loan terms, interest rates, and documentation are subject to change.