Is it possible to include the entire study abroad application process cost (around 8 to 10 lakhs) in the education loan?

Yes, you can include most major study abroad costs - typically ₹8 to ₹10 lakhs - in your education loan. Indian banks and lenders usually cover:

- Tuition fees (full course fees)
- Living expenses (accommodation, meals, daily costs)
- Travel expenses (one-way airfare)
- Study materials (books, equipment, supplies)

However, some expenses are generally excluded, such as:

- University application fees
- Visa fees
- Documentation charges (verification, attestation, courier)

Coverage details and exclusions depend on the lender and loan scheme, and are subject to change.