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Is it possible to get a non-collateral education loan in UK?

24 Aug 2026 · Answered by Honnappa Chandrannavar · 1 min read
Honnappa Chandrannavar
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Yes, you can get a non-collateral (unsecured) education loan to study abroad, including in the UK. These loans do not require you to pledge assets like property or fixed deposits.

- Public sector banks typically offer unsecured loans up to ₹7.5 lakh.
- Private banks and NBFCs may offer higher amounts, sometimes up to ₹40 - 75 lakh, depending on your profile and the university.

Approval depends on your academic record, admission to a recognized institution, and your co-applicant’s (usually a parent or guardian) financial stability. Interest rates are generally higher than for secured loans and are subject to change.

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