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Is it possible to get a loan for the entire study abroad budget without savings or co-applicant?

27 Jul 2026 · Answered by Shairal Pathak · 1 min read
Shairal Pathak
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Yes, it is possible to get a loan that covers your entire study abroad budget without savings or a co-applicant, but it depends on your individual profile and the lender’s requirements. Some international lenders may offer loans based on your future earning potential and academic background, without needing a co-applicant or collateral. Certain NBFCs in India might also provide non-collateral loans by considering your academic performance and admission status. However, be aware that these loans may come with higher interest rates and processing fees compared to traditional options.

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