Is it mandatory to start loan repayment immediately after getting the loan, or can it be deferred until after course completion in Germany/Italy?
24 Aug 2026 · Answered by Vishnu priyanga · 1 min read
No, it is not mandatory to start loan repayment immediately after receiving the loan in Germany or Italy. Most education loans in these countries offer deferral options, allowing you to begin repayments after completing your course.
- In Germany, loans like the KfW Student Loan and BAföG typically let you defer repayment for several years after your studies, depending on the lender and your circumstances.
- In Italy, lenders such as Lendwise often allow you to start repaying only after you finish your program.
Terms and deferral periods vary by lender and loan type, and interest may accrue during the deferral period.
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