Is it better to work in India first or go abroad immediately for master's studies considering loan and financial aspects?
18 Aug 2026 · Answered by Pallavi Attri · 1 min read
It depends on your financial situation and goals.
- Going abroad immediately means higher upfront costs and likely a larger education loan. However, post-study salaries abroad are often higher, which can help with loan repayment.
- Working in India first lets you save money, possibly reduce the loan amount needed, and strengthen your loan application. This may delay your international exposure but can ease financial pressure.
With 24 months of work experience, you may already have the stability to study abroad now. If you want to minimize your loan or feel you need more savings, working longer in India is a practical option.
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